Profile
HRTG PGR CB TRV ALL-PI ALL
Company Name Heritage Insurance Holdings, Inc. The Progressive Corporation Chubb Limited The Travelers Companies, Inc. The Allstate Corporation The Allstate Corporation
Sector Financial Services Financial Services Financial Services Financial Services Financial Services Financial Services
Industry Insurance - Property & Casualty Insurance - Property & Casualty Insurance - Property & Casualty Insurance - Property & Casualty Insurance - Property & Casualty Insurance - Property & Casualty
Market Cap $280.13M $122.48B $98.81B $47.33B $43.09B $42.86B
Employees 0.57K 61.43K 40.00K 32.97K 53.00K 53.00K
CEO Mr. Ernesto Jose Garateix CPCU Ms. Susan Patricia Griffith Mr. Evan G. Greenberg Mr. Alan David Schnitzer Mr. Thomas Joseph Wilson II Mr. Thomas Joseph Wilson II
Ratings
HRTG PGR CB TRV ALL-PI ALL
Quant Rating Score 4 3 5 5 4 5
Quant Rating Buy Neutral Strong Buy Strong Buy Buy Strong Buy
Trading
HRTG PGR CB TRV ALL-PI ALL
Last Close $9.27 $209.12 $243.53 $206.58 $21.05 $162.92
High 52 $10.99 $211 $260.21 $230.89 $24.16 $173.42
Low 52 $3.12 $114.78 $184.92 $157.92 $17.85 $101.18
Price vs. 52 Week High -15.65 % -0.89 % -6.41 % -10.53 % -12.87 % -6.05 %
Price vs. 52 Week Low 197.12 % 82.19 % 31.69 % 30.81 % 17.93 % 61.02 %
Total Return
HRTG PGR CB TRV ALL-PI ALL
1 Month Return 8.68 % 1.31 % -5.48 % -6.91 % -6.19 % -0.06 %
3 Month Return 47.14 % 23.08 % 5.87 % 4.15 % -2.27 % 6.54 %
6 Month Return 77.93 % 31.37 % 13.19 % 22.88 % 17.73 % 27.87 %
9 Month Return 117.61 % 74.54 % 26.18 % 20.79 % 3.24 % 57.53 %
YTD Return 42.18 % 31.29 % 7.76 % 8.45 % 2.23 % 16.39 %
1 Year Return 197.12 % 50.88 % 20.74 % 20.1 % -3.71 % 42.74 %
3 Year Return 0 % 110.62 % 0 % 0 % 0 % 0 %
5 Year Return 0 % 178.83 % 0 % 0 % 0 % 0 %
Dividends
HRTG PGR CB TRV ALL-PI ALL
Dividend Yield Percentage (TTM) - 0.55 % 1.41 % 1.94 % 2.2 % 2.2 %
Dividend Paid and Capex Coverage Ration (TTM) 7.11 % 20.1 % 6.24 % 8.85 % 3.25 % 3.25 %
Dividend Per Share (TTM) - 1.15 % 3.44 % 4 % 3.59 % 3.59 %
Payout Ratio (TTM) 0.02 % 4.8 % 15.44 % 29.37 % -546.03 % -557.76 %
Growth
HRTG PGR CB TRV ALL-PI ALL
Asset Growth -40.96 % 20.06 % 4.07 % 1.61 % 5.52 % 5.52 %
Gross Profit Growth 11.03 % 25.18 % 17.11 % 12.15 % 13.63 % 13.63 %
Revenue Growth 11.36 % 25.2 % 15.94 % 12.15 % 11.05 % 11.05 %
Revenue 3 Year 32.8 % 45.6 % 52.68 % 42.74 % 51.31 % 51.31 %
Revenue 5 Year 52.16 % 93.45 % 72.45 % 59.02 % 90 % 90 %
Revenue 10 Year 723.6 % 250.23 % 115.39 % 154.6 % 192.72 % 192.72 %
EBIT Growth 140.17 % 4260.56 % 32.36 % -100.59 % 85.51 % 85.51 %
Net Income Growth 129.35 % 440.87 % 72.09 % 5.24 % 86.22 % 86.22 %
Net Income 3 Yeari Growth Per Share 418.93 % -31.59 % 180.88 % 22.39 % -104 % -104 %
Net Income 5 Yeari Growth Per Share 65.24 % 48.58 % 157.14 % 38.01 % -111.53 % -111.53 %
Net Income 10 Yeari Growth Per Share 46.05 % 242.98 % 99.34 % 31.28 % -114.59 % -114.59 %
Operating Income Growth 140.17 % 4260.56 % 32.36 % -100.59 % 85.51 % 85.51 %
Operating Cash Flow Growth (CFG) 305.53 % 55.4 % 22.71 % 6.01 % -17.44 % -17.44 %
Operating 3 Year CFG -55.81 % 54.13 % 54.98 % 30.54 % -8.6 % -8.6 %
Operating 5 Year CFG -26.92 % 68.63 % 184.1 % 104.94 % 8.25 % 8.25 %
Operating 10 Year CFG -26.08 % 473.8 % 184.62 % 225.76 % 76.33 % 76.33 %
EPS Growth 129.52 % 455.46 % 73.54 % 8.56 % 85.69 % 85.69 %
EPS Diluted Growth 129.52 % 457.63 % 73.71 % 8.67 % 85.69 % 85.69 %
Book Value Per Share 69.06 % 27.49 % 20.3 % 19.26 % 5.06 % 5.06 %
Share Holder 3 Year Equity Growth Per Share -46.81 % 19.01 % 10.04 % -5.81 % -30.19 % -30.19 %
Share Holder 5 Year Equity Growth Per Share -48.71 % 86.57 % 33.47 % 26.72 % 10.47 % 10.47 %
Share Holder 10 Year Equity Growth Per Share 203.73 % 235.56 % 71.3 % 62.02 % 46.36 % 46.36 %
Dividend Per Share Growth -99.77 % 6.35 % 3.59 % 7.81 % 3.41 % 3.41 %
Dividend 3 Year Growth Per Share -99.83 % -82.41 % 10.4 % 16.39 % 57.87 % 57.87 %
Dividend 5 Year Growth Per Share -99.83 % -58.65 % 17.66 % 29.86 % 82.8 % 82.8 %
Dividend 10 Year Growth Per Share - 61.92 % 123.73 % 100.79 % 409.99 % 409.99 %
Debt Growth -12.92 % 8.28 % 24.14 % 13.47 % -0.28 % -0.28 %
Free Cash Flow Growth 229.77 % 58.48 % 22.71 % 6.01 % -15.74 % -15.74 %
Updated On 31 Dec 2023 31 Dec 2023 31 Dec 2023 31 Dec 2023 31 Dec 2023 31 Dec 2023
Profitability
HRTG PGR CB TRV ALL-PI ALL
Gross Profit Margin TTM 99.7 % 98.76 % 100 % 100 % 97.12 % 100 %
Return on Assets TTM 3.21 % 6.49 % 4.36 % 2.46 % -0.2 % -0.18 %
Return on Equity TTM 26.38 % 42.56 % 16.58 % 13.68 % -1.16 % -1.13 %
Return on Capital Employed TTM 2.31 % 30.15 % 6.65 % 1.33 % -4.84 % -2.35 %
Net Income Per EBT TTM 87.12 % 79.38 % 104.3 % 82.32 % 54.31 % 14.84 %
EBT Per Ebit TTM 271.45 % 40.77 % 97.87 % 224.96 % 13.28 % 86.42 %
EBIT Per Revenue TTM 2.6 % 27.5 % 17.63 % 3.95 % -5.85 % -2.59 %
Cash Flow To Debt Ratio TTM 56.53 % 154.48 % 72.23 % - 53.24 % 50.99 %
Receivables Turnover TTM 1.26 - 1.49 3.96 2.37 2.96
Payables Turnover TTM 0.01 - - - - -
Inventory Turnover TTM - - - - -0.05 -
Fixed Asset Turnover TTM 1279.48 % - 1361.94 % - 4379.35 % 6496.51 %
Asset Turnover TTM 52.23 % 72.96 % 24.21 % 33.66 % 46.39 % 53.99 %
Operating Cash Flow Per Share TTM 2.63 18.19 31.58 35.62 16.13 16.13
Free Cash Flow Per Share TTM 2.26 17.76 33.21 35.62 15.11 15.11
Cash Per Share TTM 2098.42 % -950.94 % 2922.64 % 291.27 % 3524.03 % 2237.22 %
Operating Cash Flow Sales Ratio TTM 9.54 % 16.37 % 25.63 % 19.02 % 9.45 % 7.58 %
Free Cash Flow Operating Cash Flow Ratio TTM 85.95 % 97.63 % 105.17 % 100 % 93.68 % 93.68 %
Cash Flow Coverage Ratios TTM 56.53 % 154.48 % 72.23 % - 53.24 % 50.99 %
Price To Free Cash Flows Ratio TTM 4.63 11.79 7.31 5.8 10.82 10.82
Price To Operating Cash Flows Ratio TTM 3.53 11.49 7.71 5.8 10.1 10.1
Price Cash Flow Ratio TTM 3.53 11.49 7.71 5.8 10.1 10.1
Income Statement (TTM)
HRTG PGR CB TRV ALL-PI ALL
Revenue $0.74B $62.08B $50B $41.36B $57.09B $57.09B
Gross Profit $0.74B $62.07B $50.5B $41.36B $49.96B $49.96B
Gross Profit Ratio 99.7% 99.99% 101.01% 100% 87.5% 87.5%
EBITDA $0.06B $0.3B $0.09B $0.7B $-0.21B $-0.21B
Net Income $0.05B $3.9B $9.03B $2.99B $-0.19B $-0.19B
EPS Diluted 1.73 6.58 21.8 12.79 -0.72 -0.72
Balance Sheet (MRQ)
HRTG PGR CB TRV ALL-PI ALL
Long Term Debt $0.11B $6.89B $13.34B $7.93B $7.94B $7.94B
Total Liabilities $1.19B $64.05B $143.54B $92.66B $7.94B $7.94B
Total Equity $0.22B $20.28B $63.69B $24.92B $17.63B $17.63B
Total Investments $0.1B $11.36B $12.87B $14.4B $66.68B $66.68B
Total Debt $0.15B $7.07B $18.47B $8.27B $7.94B $7.94B
Total Assets $1.41B $84.33B $207.23B $117.58B $103.36B $103.36B
Cash Flow Statement (TTM)
HRTG PGR CB TRV ALL-PI ALL
Net Income $0.05B $3.9B $9.03B $2.97B $-0.21B $-0.21B
Inventory $0B $7.46B $7.17B $0B $0B $0B
Dividends Paid $-0B $-0.28B $-1.39B $-0.91B $-1.03B $-1.03B
Operating Cash Flow $0.07B $10.64B $13.8B $7.71B $4.23B $4.23B
Capital Expenditure $-0.01B $-0.25B $0B $0B $-0.27B $-0.27B
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ETFs With Exposure to HRTG
Ticker ETF Name Weight Percentage Price
VTI Vanguard Total Stock Market Index Fund 0 247.17
PRFZ Invesco FTSE RAFI US 1500 Small-Mid ETF 0.028 36.24
VXF Vanguard Extended Market Index Fund 0 161.93
DES WisdomTree U.S. SmallCap Dividend Fund 0 30.5
IWC iShares Micro-Cap ETF 0.0643 109.51
DWAS Invesco DWA SmallCap Momentum ETF 0.751 81.98
EES WisdomTree U.S. SmallCap Earnings Fund 0.0001717 46.1775
DWMC AdvisorShares Dorsey Wright Micro-Cap ETF 0.61 30.95
VITNX Vanguard Institutional Total Stock Market Index Fund Institutional Shares 0 85.88
VITPX Vanguard Institutional Total Stock Market Index Fund Institutional Plus Shares 0 85.84
VQNPX Vanguard Growth and Income Fund 0 59.51
VGIAX Vanguard Quantitative Funds - Vanguard Growth and Income Fund 0 97.13
VBAIX Vanguard Balanced Index Fund Institutional Shares 0 44.95
VBIAX Vanguard Balanced Index Fund Admiral Shares 0 44.94
VBINX Vanguard Balanced Index Fund Investor Shares 0 44.95
PQSV PGIM ETF Trust - PGIM QMA Strategic Alpha Small-Cap Value ETF 0.09 66.2468
DFAU Dimensional US Core Equity Market ETF 0.0004896 34.75
DFUS Dimensional U.S. Equity ETF 0.00026716 54.3048
DFAT Dimensional U.S. Targeted Value ETF 0.0188587 50.309
DFAS Dimensional U.S. Small Cap ETF 0.0105847 57.48
DFAC Dimensional U.S. Core Equity 2 ETF 0.00234611 30.21
VTSAX Vanguard Total Stock Market Index Fund 0 120.56
VIEIX Vanguard Extended Market Index Fund Institutional Shares 0 123.06
VITSX Vanguard Total Stock Market Index Fund 0 120.58
DFSV Dimensional US Small Cap Value ETF 0.0322531 27.855
DFSU Dimensional US Sustainability Core 1 ETF 0.00394485 32.5
SWTSX Schwab Total Stock Market Index Fd Select Shs a Series of Schwab Capit 0.000314777 84.84
VEXAX Vanguard Extended Market Index Fd Admiral Shs 0 123.07
AVSC Avantis U.S. Small Cap Equity ETF 0.01 47.9
DFQTX DFA U.S. Core Equity 2 Portfolio 0 33.73
DCOR Dimensional ETF Trust 0.00000986 55.71
VEMPX Vanguard Extended Market Index InstlPlus 0 303.69
VSMPX Vanguard Total Stock Mkt Idx Instl Pls 0 226.17
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