Profile
HRTG PGR CB TRV ALL-PH ALL
Company Name Heritage Insurance Holdings, Inc. The Progressive Corporation Chubb Limited The Travelers Companies, Inc. The Allstate Corporation The Allstate Corporation
Sector Financial Services Financial Services Financial Services Financial Services Financial Services Financial Services
Industry Insurance - Property & Casualty Insurance - Property & Casualty Insurance - Property & Casualty Insurance - Property & Casualty Insurance - Property & Casualty Insurance - Property & Casualty
Market Cap $661.40M $146.19B $112.19B $57.66B $52.71B $51.20B
Employees 0.54K 66.31K 43.00K 34.00K 55.00K 55.00K
CEO Ernesto Jose Garateix CPCU Susan Patricia Griffith Evan G. Greenberg Alan David Schnitzer Thomas Joseph Wilson II Thomas Joseph Wilson II
Ratings
HRTG PGR CB TRV ALL-PH ALL
Quant Rating Score 4 3 4 4 4 4
Quant Rating Buy Neutral Buy Buy Buy Buy
Trading
HRTG PGR CB TRV ALL-PH ALL
Last Close $21.08 $244.98 $278.05 $254.48 $21.21 $193.33
High 52 $26.02 $291.22 $302.46 $276.39 $24.87 $212.64
Low 52 $6.98 $210 $257.71 $203.48 $20.09 $163.69
Price vs. 52 Week High -18.99 % -15.88 % -8.07 % -7.93 % -14.72 % -9.08 %
Price vs. 52 Week Low 202.01 % 16.66 % 7.89 % 25.06 % 5.57 % 18.11 %
Total Return
HRTG PGR CB TRV ALL-PH ALL
1 Month Return -11.73 % -8.73 % -3.89 % -4.31 % 0.95 % -3.54 %
3 Month Return 29.88 % -11.12 % -1.88 % 3.81 % 5.57 % 0.41 %
6 Month Return 94.11 % 3.98 % 7.89 % 9.49 % 0 % 6.82 %
9 Month Return 98.31 % -3.59 % -3.06 % 7.57 % -13.64 % 2.68 %
YTD Return 74.21 % 2.24 % 0.63 % 5.64 % -3.06 % 0.28 %
1 Year Return 202.01 % 14.85 % 7.63 % 20.26 % -5.61 % 18.11 %
3 Year Return 0 % 0 % 0 % 0 % 0 % 0 %
5 Year Return 0 % 0 % 0 % 0 % 0 % 0 %
Dividends
HRTG PGR CB TRV ALL-PH ALL
Dividend Yield Percentage (TTM) - 1.96 % 1.32 % 1.67 % 1.94 % 1.99 %
Dividend Paid and Capex Coverage Ration (TTM) 35.83 % 5.06 % 10 % 9.33 % 6.83 % 6.83 %
Dividend Per Share (TTM) - 4.9 % 3.7 % 4.25 % 3.84 % 3.84 %
Payout Ratio (TTM) - 32.94 % 17.17 % 22.52 % 26.95 % 26.95 %
Profitability
HRTG PGR CB TRV ALL-PH ALL
Gross Profit Margin TTM 82.58 % 100 % 26.95 % 100.22 % 22.67 % 22.67 %
Return on Assets TTM 3.51 % 7.82 % 3.36 % 3.14 % 3.51 % 3.51 %
Return on Equity TTM 26.95 % 33.19 % 13.19 % 15.73 % 19.5 % 19.5 %
Return on Capital Employed TTM 4.83 % 9.88 % 4.46 % 2.9 % 4.71 % 4.71 %
Net Income Per EBT TTM 75.66 % 79.17 % 80.7 % 80.92 % 80.62 % 80.62 %
EBT Per Ebit TTM 97.01 % 100 % 93.37 % 138.31 % 92.56 % 92.56 %
EBIT Per Revenue TTM 12.65 % 14.02 % 19.8 % 8.12 % 8.3 % 8.3 %
Cash Flow To Debt Ratio TTM - 232.48 % 100.14 % 111.74 % 114.14 % 114.14 %
Receivables Turnover TTM 7.66 3.69 3.69 2.06 3.09 3.09
Payables Turnover TTM - - - -0.02 - -
Inventory Turnover TTM - - - - - -
Fixed Asset Turnover TTM 1424.08 % 9193 % - - 10335.6 % 10335.6 %
Asset Turnover TTM 37.86 % 70.47 % 22.52 % 34.57 % 56.72 % 56.72 %
Operating Cash Flow Per Share TTM 2.72 27.35 36.25 39.56 34.92 34.92
Free Cash Flow Per Share TTM 2.65 26.85 36.25 39.56 33.93 33.93
Cash Per Share TTM 1387.42 % 1924.23 % - 39962.1 % 2792.66 % 2792.66 %
Operating Cash Flow Sales Ratio TTM 9.98 % 20.41 % 25.63 % 19.09 % 14.13 % 14.13 %
Free Cash Flow Operating Cash Flow Ratio TTM 97.21 % 98.17 % 100 % 100 % 97.17 % 97.17 %
Cash Flow Coverage Ratios TTM - 232.48 % 100.14 % 111.74 % 114.14 % 114.14 %
Price To Free Cash Flows Ratio TTM 8.14 9.29 7.72 6.42 5.85 5.71
Price To Operating Cash Flows Ratio TTM 7.83 9.12 7.72 6.43 5.67 5.54
Price Cash Flow Ratio TTM 7.83 9.12 7.72 6.43 5.67 5.54
Income Statement (TTM)
HRTG PGR CB TRV ALL-PH ALL
Revenue $0.82B $75.34B $56.15B $46.42B $64.12B $64.12B
Gross Profit $0.82B $75.34B $16.17B $46.42B $15.1B $15.1B
Gross Profit Ratio 99.91% 100% 28.8% 100% 23.55% 23.55%
EBITDA $0.1B $11.28B $12.52B $6.57B $6.72B $6.72B
Net Income $0.06B $8.48B $9.27B $5B $4.67B $4.67B
EPS Diluted 2.01 14.4 22.51 21.47 16.99 16.99
Balance Sheet (MRQ)
HRTG PGR CB TRV ALL-PH ALL
Long Term Debt $0B $6.89B $14.38B $7.93B $8.09B $8.09B
Total Liabilities $2.18B $80.15B $178.15B $105.33B $90.25B $90.25B
Total Equity $0.29B $25.59B $68.39B $27.86B $21.37B $21.37B
Total Investments $0.66B $0B $150.65B $94.22B $9.26B $9.26B
Total Debt $0.14B $6.89B $15.18B $8.03B $8.09B $8.09B
Total Assets $2.47B $105.75B $246.55B $133.19B $111.62B $111.62B
Cash Flow Statement (TTM)
HRTG PGR CB TRV ALL-PH ALL
Net Income $0.06B $8.48B $9.64B $5B $4.6B $4.6B
Inventory $0B $0B $0B $0B $0B $0B
Dividends Paid $-0B $-0.68B $-1.44B $-0.95B $-1.08B $-1.08B
Operating Cash Flow $0.09B $15.12B $16.18B $9.07B $8.93B $8.93B
Capital Expenditure $-0.01B $-0.29B $0B $0B $-0.21B $-0.21B
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ETFs With Exposure to HRTG
Ticker ETF Name Weight Percentage Price
IWM iShares Russell 2000 ETF 0.01995 221.7
VTI Vanguard Total Stock Market Index Fund 0 307.02
ITOT iShares Core S&P Total U.S. Stock Market ETF 0.00128 136.39
VFH Vanguard Financials Index Fund 0.00694 127.32
IWN iShares Russell 2000 Value ETF 0.00901 164.96
IWV iShares Russell 3000 ETF 0.00127 354.59
IWO iShares Russell 2000 Growth ETF 0.02966 288.65
PRFZ Invesco FTSE RAFI US 1500 Small-Mid ETF 0.044 41.81
VXF Vanguard Extended Market Index Fund 0.00765 195.91
HDG ProShares Hedge Replication ETF 0.00261153 49.95
DES WisdomTree U.S. SmallCap Dividend Fund 0 32.94
UWM ProShares Ultra Russell2000 0.0150028 39.68
VTHR Vanguard Russell 3000 Index Fund 0.00089 275.3
IWC iShares Micro-Cap ETF 0.13657 131.83
DWAS Invesco DWA SmallCap Momentum ETF 1.188 83.54
TILT FlexShares Morningstar US Market Factors Tilt Index Fund 0.0012 227.39
URTY ProShares UltraPro Russell2000 0.0120292 42.39
VTWV Vanguard Russell 2000 Value Index Fund 0.04676 145.415
EES WisdomTree U.S. SmallCap Earnings Fund 0.0018309 52.86
FDM First Trust Dow Jones Select MicroCap Index Fund 0.85 72.09
GSSC Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF 0.09 69.6
ISCB iShares Morningstar Small-Cap ETF 0.01032 59.7561
ISCV iShares Morningstar Small-Cap Value ETF 0.02131 64
OMFS Invesco Russell 2000 Dynamic Multifactor ETF 0.039 40.76
PSC Principal U.S. Small-Cap Multi-Factor ETF 0.000589691 53.18
SQLV Royce Quant Small-Cap Quality Value ETF 0.37 41.01
VFMO Vanguard U.S. Momentum Factor ETF 0.01 171.34
VFVA Vanguard U.S. Value Factor ETF 0.08 122.36
VTWO Vanguard Russell 2000 Index Fund 0.02227 89.59
DWMC AdvisorShares Dorsey Wright Micro-Cap ETF 0.61 30.95
XUU.TO iShares Core S&P U.S. Total Market Index ETF 0 62.96
XTR.TO iShares Diversified Monthly Income ETF 0 11.375
XSU.TO iShares U.S. Small Cap Index ETF (CAD-Hedged) 0.02 42.41
PZW.TO Invesco FTSE RAFI Global Small-Mid ETF 0.0222 38.22
VMO.TO Vanguard Global Momentum Factor ETF 0.07203 69.15
VVL.TO Vanguard Global Value Factor ETF 0.08019 55.26
VITNX Vanguard Institutional Total Stock Market Index Fund Institutional Shares 0.00096 104.43
VITPX Vanguard Institutional Total Stock Market Index Fund Institutional Plus Shares 0 104.41
VQNPX Vanguard Growth and Income Fund 0 66.84
VGIAX Vanguard Quantitative Funds - Vanguard Growth and Income Fund 0 109.07
VBAIX Vanguard Balanced Index Fund Institutional Shares 0 49.99
VBIAX Vanguard Balanced Index Fund Admiral Shares 0 49.98
VBINX Vanguard Balanced Index Fund Investor Shares 0 49.99
AFSM First Trust Active Factor Small Cap ETF 0.18 30.212
AVUV Avantis U.S. Small Cap Value ETF 0.09 94.88
AVUS Avantis U.S. Equity ETF 0.01 102.27
PQSV PGIM ETF Trust - PGIM QMA Strategic Alpha Small-Cap Value ETF 0.09 66.2468
XBAL.TO iShares Core Balanced ETF Portfolio 0 31.11
XGRO.TO iShares Core Growth ETF Portfolio 0 31.9
DFAU Dimensional US Core Equity Market ETF 0.0000220241 42.85
DFUS Dimensional U.S. Equity ETF 0.0000079199 67.67
DFAT Dimensional U.S. Targeted Value ETF 0.000399608 56.06
DFAS Dimensional U.S. Small Cap ETF 0.000224418 65.4
DFAC Dimensional U.S. Core Equity 2 ETF 0.00005247 36.38
VTSAX Vanguard Total Stock Market Index Fund 0 149.48
VIEIX Vanguard Extended Market Index Fund Institutional Shares 0.00765 148.65
VITSX Vanguard Total Stock Market Index Fund 0 149.5
DFSV Dimensional US Small Cap Value ETF 0.00024347 30.82
DFUV Dimensional US Marketwide Value ETF 0.0000005231 42.91
DFSU Dimensional US Sustainability Core 1 ETF 0.0000517887 39.66
SWTSX Schwab Total Stock Market Index Fd Select Shs a Series of Schwab Capit 0.000368547 105.76
VEXAX Vanguard Extended Market Index Fd Admiral Shs 0.00765 148.66
JKJ iShares Morningstar Small-Cap ETF 0.01032 231.193
AVSC Avantis U.S. Small Cap Equity ETF 0.08 53.65
JKL iShares Morningstar Small-Cap Value ETF 0.02131 172.726
DFQTX DFA U.S. Core Equity 2 Portfolio 0 40.76
DCOR Dimensional ETF Trust 0.0000519473 67.79
VEMPX Vanguard Extended Market Index InstlPlus 0.00765 366.83
FESM 0.09 32.63
CPAI Northern Lights Fund Trust III - Counterpoint Quantitative Equity ETF 1.99863 35.7744
VSMPX Vanguard Total Stock Mkt Idx Instl Pls 0 280.44
EHLS Even Herd Long Short ETF 0.58 22.0547
RSSL Global X Funds 0.02 87.09
DXUV Dimensional ETF Trust 0.000144942 55.46
RFLR Innovator ETFs Trust 0.01 25.845
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