Profile
ALRS HDB USB USB-PP PNC USB-PA
Company Name Alerus Financial Corporation HDFC Bank Limited U.S. Bancorp U.S. Bancorp The PNC Financial Services Group, Inc. U.S. Bancorp PERP PFD SER A
Sector Financial Services Financial Services Financial Services Financial Services Financial Services Financial Services
Industry Banks - Regional Banks - Regional Banks - Regional Banks - Regional Banks - Regional Banks - Regional
Market Cap $537.51M $187.79B $65.66B $65.58B $65.51B $65.07B
Employees 0.85K 214.52K 70.00K 70.00K 53.69K 75.47K
CEO Ms. Katie A. Lorenson CPA Mr. Sashidhar Jagdishan Ms. Gunjan Kedia Ms. Gunjan Kedia Mr. William S. Demchak Andrew J. Cecere
Ratings
ALRS HDB USB USB-PP PNC USB-PA
Quant Rating Score 2 3 3 4 3 2
Quant Rating Sell Neutral Neutral Buy Neutral Sell
Trading
ALRS HDB USB USB-PP PNC USB-PA
Last Close $21.22 $69.5 $42.14 $22.62 $166.73 $849
High 52 $24.37 $75.19 $53.66 $25.33 $215 $900.28
Low 52 $16.11 $55.33 $36.4 $21.58 $149.76 $825
Price vs. 52 Week High -12.93 % -7.57 % -21.47 % -10.7 % -22.45 % -5.7 %
Price vs. 52 Week Low 31.72 % 25.61 % 15.77 % 4.82 % 11.33 % 2.91 %
Total Return
ALRS HDB USB USB-PP PNC USB-PA
1 Month Return 26.23 % 5.8 % 7.23 % 0.62 % 4.06 % 0.36 %
3 Month Return -1.85 % 13.25 % -10.38 % -4.84 % -16.93 % -2.41 %
6 Month Return -6.44 % 8.44 % -16.07 % -10.1 % -18.26 % -3.2 %
9 Month Return 1.24 % 14.44 % 0.17 % -7.41 % -1.88 % 0.8 %
YTD Return 10.29 % 8.83 % -11.9 % -3.79 % -13.54 % -0.4 %
1 Year Return 3.82 % 25.61 % 1.44 % -4.92 % 6.12 % -1.85 %
3 Year Return 0 % 0 % 0 % 0 % 0 % 0 %
5 Year Return 0 % 0 % 0 % 0 % 0 % 0 %
Dividends
ALRS HDB USB USB-PP PNC USB-PA
Dividend Yield Percentage (TTM) 3.8 % 1 % 4.72 % 4.82 % 3.87 % 4.8 %
Dividend Paid and Capex Coverage Ration (TTM) 1.41 % - 3.27 % 3.27 % 2.8 % 3.27 %
Dividend Per Share (TTM) 0.8 % 19.5 % 1.99 % 1.99 % 6.4 % 1.99 %
Payout Ratio (TTM) 62.68 % - 51.55 % 51.55 % 36.16 % 51.55 %
Growth
ALRS HDB USB USB-PP PNC USB-PA
Asset Growth 34.65 % 71.3 % 2.23 % 2.23 % -0.27 % 2.23 %
Gross Profit Growth 29.91 % 110.6 % -2.42 % -2.42 % -3.45 % -2.42 %
Revenue Growth 30.03 % 110.6 % -2.42 % -2.42 % -3.45 % -2.42 %
Revenue 3 Year -23.43 % 110.42 % 14.83 % 14.83 % 15.41 % 14.83 %
Revenue 5 Year -18.69 % 189.24 % 21.06 % 21.06 % 38.16 % 21.06 %
Revenue 10 Year 16.37 % 552.14 % 58.45 % 58.45 % 80.17 % 58.45 %
EBIT Growth -74.85 % 4424.74 % 17.29 % 17.29 % 7.51 % 17.29 %
Net Income Growth 52.02 % 29.3 % 16.03 % 16.03 % 5.58 % 16.03 %
Net Income 3 Yeari Growth Per Share -72.44 % 52.58 % -24.5 % -24.5 % 10.81 % -24.5 %
Net Income 5 Yeari Growth Per Share -57.86 % 121.4 % -7.67 % -7.67 % 22.88 % -7.67 %
Net Income 10 Yeari Growth Per Share -43.47 % 446.51 % 24.43 % 24.43 % 86.61 % 24.43 %
Operating Income Growth - 53.56 % 0.8 % 0.8 % 7.51 % 0.8 %
Operating Cash Flow Growth (CFG) -0.08 % -60.04 % 33.46 % 33.46 % -22.07 % 33.46 %
Operating 3 Year CFG -84.14 % -83.94 % 9.02 % 9.02 % 16.62 % 9.02 %
Operating 5 Year CFG 5.34 % -20.85 % 133.68 % 133.68 % 19.9 % 133.68 %
Operating 10 Year CFG -8.2 % 1.48 % 144.35 % 144.35 % 87.06 % 144.35 %
EPS Growth 44.07 % 9.41 % 15.9 % 15.9 % 8.28 % 15.9 %
EPS Diluted Growth 44.83 % 9.41 % 15.9 % 15.9 % 8.05 % 15.9 %
Book Value Per Share 27.04 % 112.32 % 4.71 % 4.71 % 7.04 % 4.71 %
Share Holder 3 Year Equity Growth Per Share 12.58 % 64.07 % 1.81 % 1.81 % 4.33 % 1.81 %
Share Holder 5 Year Equity Growth Per Share 21.4 % 112.65 % 14.49 % 14.49 % 23.64 % 14.49 %
Share Holder 10 Year Equity Growth Per Share 91.22 % 480.61 % 55.71 % 55.71 % 61.97 % 55.71 %
Dividend Per Share Growth -1.37 % -23.58 % 3 % 3 % 0.89 % 3 %
Dividend 3 Year Growth Per Share 17.33 % 39065.65 % 14 % 14 % 34.75 % 14 %
Dividend 5 Year Growth Per Share 21.38 % 55.87 % 27.3 % 27.3 % 51.88 % 27.3 %
Dividend 10 Year Growth Per Share 84.37 % 269.95 % 102.39 % 102.39 % 210.9 % 102.39 %
Debt Growth -16.33 % 125.36 % -1.7 % -1.7 % -15.21 % -1.7 %
Free Cash Flow Growth 12.21 % -65.91 % 33.46 % 33.46 % -22.07 % 33.46 %
Updated On 31 Dec 2024 31 Mar 2024 31 Dec 2024 31 Dec 2024 31 Dec 2024 31 Dec 2024
Profitability
ALRS HDB USB USB-PP PNC USB-PA
Gross Profit Margin TTM 114.09 % 100 % 79.02 % 79.02 % 100 % 79.02 %
Return on Assets TTM 0.46 % 1.61 % 0.99 % 0.99 % 1.09 % 0.99 %
Return on Equity TTM 5.57 % 14.29 % 11.44 % 11.44 % 11.02 % 11.44 %
Return on Capital Employed TTM 0.66 % 3.11 % 1.31 % 1.31 % 1.48 % 1.31 %
Net Income Per EBT TTM 76.53 % 73.56 % 79.68 % 79.68 % 81.27 % 79.68 %
EBT Per Ebit TTM 95.22 % 70.39 % 94.68 % 94.68 % 90.47 % 94.68 %
EBIT Per Revenue TTM 15.53 % 37.03 % 29.13 % 29.13 % 39.39 % 29.13 %
Cash Flow To Debt Ratio TTM 11.18 % - 14.64 % 14.64 % 10.08 % 14.64 %
Receivables Turnover TTM 10.62 - - - - -
Payables Turnover TTM - - - - - -
Inventory Turnover TTM - - - - - -
Fixed Asset Turnover TTM 301.36 % 2420.07 % 849.89 % 849.89 % - 849.89 %
Asset Turnover TTM 4.08 % 8.41 % 4.5 % 4.5 % 3.76 % 4.5 %
Operating Cash Flow Per Share TTM 1.38 - 7.23 7.23 15.38 7.23
Free Cash Flow Per Share TTM 1.14 - 7.23 7.23 15.38 7.23
Cash Per Share TTM 394.26 % 32518.11 % - - 17442.21 % -
Operating Cash Flow Sales Ratio TTM 13.3 % - 37.03 % 37.03 % 29.36 % 37.03 %
Free Cash Flow Operating Cash Flow Ratio TTM 82.6 % - 100 % 100 % 100 % 100 %
Cash Flow Coverage Ratios TTM 11.18 % - 14.64 % 14.64 % 10.08 % 14.64 %
Price To Free Cash Flows Ratio TTM 22.47 - 5.82 5.71 10.7 5.73
Price To Operating Cash Flows Ratio TTM 15.31 - 5.83 5.71 10.76 5.73
Price Cash Flow Ratio TTM 15.31 - 5.83 5.71 10.76 5.73
Income Statement (TTM)
ALRS HDB USB USB-PP PNC USB-PA
Revenue $0.22B $2538.56B $27.34B $27.34B $20.77B $27.34B
Gross Profit $0.22B $2538.56B $27.34B $27.34B $20.77B $27.34B
Gross Profit Ratio 100% 100% 100% 100% 100% 100%
EBITDA $0.04B $1046.79B $8.02B $8.02B $75.54B $8.02B
Net Income $0.02B $640.62B $6.3B $6.3B $5.89B $6.3B
EPS Diluted 0.84 270.03 3.79 3.79 13.82 3.79
Balance Sheet (MRQ)
ALRS HDB USB USB-PP PNC USB-PA
Long Term Debt $0.06B $6648.77B $58B $58B $61.67B $58B
Total Liabilities $4.77B $36232.39B $619.28B $619.28B $505.57B $619.28B
Total Equity $0.5B $4697.79B $59.04B $59.04B $54.47B $59.04B
Total Investments $1.46B $13785.52B $250.67B $250.67B $0B $250.67B
Total Debt $0.32B $8093.55B $65.63B $65.63B $61.67B $65.63B
Total Assets $5.26B $44118.57B $678.32B $678.32B $560.04B $678.32B
Cash Flow Statement (TTM)
ALRS HDB USB USB-PP PNC USB-PA
Net Income $0.02B $751.84B $6.3B $6.3B $5.95B $6.3B
Inventory $0B $0B $0B $0B $0B $0B
Dividends Paid $-0.02B $-84.04B $-3.45B $-3.45B $-2.89B $-3.45B
Operating Cash Flow $0.03B $190.69B $11.27B $11.27B $7.88B $11.27B
Capital Expenditure $0B $-42.87B $0B $0B $0B $0B
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ETFs With Exposure to ALRS
Ticker ETF Name Weight Percentage Price
EEM iShares MSCI Emerging Markets ETF 0.00001 44.945
VWO Vanguard Emerging Markets Stock Index Fund 0 46.285
IWM iShares Russell 2000 ETF 0.02125 201.03
IEMG iShares Core MSCI Emerging Markets ETF 0 55.595
VTI Vanguard Total Stock Market Index Fund 0 278.422
IXUS iShares Core MSCI Total International Stock ETF 0 73.3
VEU Vanguard FTSE All-World ex-US Index Fund 0 63.43
SCHB Schwab U.S. Broad Market ETF 0.0005962 21.8099
VT Vanguard Total World Stock Index Fund 0 118.92
ITOT iShares Core S&P Total U.S. Stock Market ETF 0.00101 123.59
ACWI iShares MSCI ACWI ETF 0 119.29
ACWF iShares MSCI Global Multifactor ETF 0 32.7935
VXUS Vanguard Total Intl Stock Idx Fund 0 65.02
SCHA Schwab U.S. Small-Cap ETF 0.0123532 23.665
ERUS iShares MSCI Russia ETF 0.21005 8.06
FNDE Schwab Fundamental Emerging Markets Large Company Index ETF 3.5083 30.98
ACWX iShares MSCI ACWI ex U.S. ETF 0 57.945
IWN iShares Russell 2000 Value ETF 0.03944 149.31
IWV iShares Russell 3000 ETF 0.00081 321.84
IWO iShares Russell 2000 Growth ETF 0.00247 262.025
BKF iShares MSCI BIC ETF 0.00001 39.745
PRFZ Invesco FTSE RAFI US 1500 Small-Mid ETF 0.023 38.285
VXF Vanguard Extended Market Index Fund 0.01 177.5
HDG ProShares Hedge Replication ETF 0.00219153 48.808
DES WisdomTree U.S. SmallCap Dividend Fund 0.0003235 30.9
UWM ProShares Ultra Russell2000 0.00569654 32.97
CRBN iShares MSCI ACWI Low Carbon Target ETF 0 195.9
VTHR Vanguard Russell 3000 Index Fund 0 249.965
IWC iShares Micro-Cap ETF 0.13349 114.45
DHS WisdomTree U.S. High Dividend Fund 0.0002054 93.455
FLQE Franklin LibertyQ Emerging Markets ETF 0 23.8238
TILT FlexShares Morningstar US Market Factors Tilt Index Fund 0.0054 206.93
URTY ProShares UltraPro Russell2000 0.0032866 32.57
PICK iShares MSCI Global Metals & Mining Producers ETF 0.00005 35.715
VTWV Vanguard Russell 2000 Value Index Fund 0.03 131.58
EES WisdomTree U.S. SmallCap Earnings Fund 0.0003203 48.8
EMXC iShares MSCI Emerging Markets ex China ETF 0 58.165
FLQG Franklin LibertyQ Global Equity ETF 0.04 35.91
FLRU Franklin FTSE Russia ETF 0 9.1
ISMD Inspire Small/Mid Cap Impact ETF 0.235346 33.73
ISCB iShares Morningstar Small-Cap ETF 0.01011 54.6402
ISCV iShares Morningstar Small-Cap Value ETF 0.02083 58.93
MFEM PIMCO RAFI Dynamic Multi-Factor Emerging Markets Equity ETF 0.27 19.43
OMFS Invesco Russell 2000 Dynamic Multifactor ETF 0.093 38.525
PFM Invesco Dividend Achievers ETF 0.002 45.405
QEMM SPDR MSCI Emerging Markets StrategicFactors ETF 0 59.54
SMLV SPDR SSGA US Small Cap Low Volatility Index ETF 0.313911 121.8
VTWG Vanguard Russell 2000 Growth Index Fund 0 191.445
VTWO Vanguard Russell 2000 Index Fund 0.02 81.25
VYMI Vanguard International High Dividend Yield Fund 0 76.765
PZW.TO Invesco FTSE RAFI Global Small-Mid ETF 0.011 35.26
VITNX Vanguard Institutional Total Stock Market Index Fund Institutional Shares 0 94.59
VITPX Vanguard Institutional Total Stock Market Index Fund Institutional Plus Shares 0 94.58
VBAIX Vanguard Balanced Index Fund Institutional Shares 0 47.01
VBIAX Vanguard Balanced Index Fund Admiral Shares 0 47
VBINX Vanguard Balanced Index Fund Investor Shares 0 47
KEMX KraneShares MSCI Emerging Markets ex China Index ETF 0 29.48
RYLD Global X Russell 2000 Covered Call ETF 0 14.625
AVUV Avantis U.S. Small Cap Value ETF 0.01 86.5
AVUS Avantis U.S. Equity ETF 0 92.89
PQSV PGIM ETF Trust - PGIM QMA Strategic Alpha Small-Cap Value ETF 0.13 66.2468
BKEM BNY Mellon Emerging Markets Equity ETF 0 61.71
GSEE Goldman Sachs MarketBeta Emerging Markets Equity ETF 0 46.46
DFAU Dimensional US Core Equity Market ETF 0.00052389 38.805
DFUS Dimensional U.S. Equity ETF 0.00040419 61.27
DFAT Dimensional U.S. Targeted Value ETF 0.0129916 51.23
DFAS Dimensional U.S. Small Cap ETF 0.0104697 60.265
DFAC Dimensional U.S. Core Equity 2 ETF 0.00103648 33.125
EDM2.DE iShares MSCI EM ESG Enhanced UCITS ETF USD Acc 0 5.517
EUNM.DE iShares MSCI EM UCITS ETF USD (Acc) 0 37.107
VTSAX Vanguard Total Stock Market Index Fund 0 135.4
NTKI Nationwide Russell 2000 Risk-Managed Income ETF 0.01 19.0104
EMIM.L iShares Core MSCI EM IMI UCITS ETF 0 2721
IEMA.L iShares MSCI EM UCITS ETF USD (Acc) 0 41.75
NZAC SPDR MSCI ACWI Climate Paris Aligned ETF 0 36.47
VIEIX Vanguard Extended Market Index Fund Institutional Shares 0.01 134.56
VITSX Vanguard Total Stock Market Index Fund 0 135.42
DFSV Dimensional US Small Cap Value ETF 0.00637801 27.855
DFUV Dimensional US Marketwide Value ETF 0.00083644 40.205
SEDM.L iShares MSCI EM IMI ESG Screened UCITS ETF 0 6.1015
AYEM.DE iShares MSCI EM IMI ESG Screened UCITS ETF USD (Acc) 0 6.165
EEDM.L iShares MSCI EM ESG Enhanced UCITS ETF 0 5.554
EXCH.AS iShares MSCI EM ex China UCITS ETF 0 5.391
IEMM.AS iShares MSCI EM UCITS ETF USD (Dist) 0 39.425
IMIB.MI iShares FTSE MIB UCITS ETF EUR (Dist) 0 23.975
DFSU Dimensional US Sustainability Core 1 ETF 0.00118232 36.15
IDEM.L iShares MSCI EM UCITS ETF USD (Dist) 0 44.44
SAEM.L iShares IV Public Limited Company - iShares MSCI EM IMI ESG Screened UCITS ETF 0 6.949
EIMU.L iShares Public Limited Company - iShares Core MSCI EM IMI UCITS ETF 0 4.97075
EIMI.L iShares Public Limited Company - iShares Core MSCI EM IMI UCITS ETF 0 36.2
IS3N.DE iShares Core MSCI EM IMI UCITS ETF 0 32.163
DIEM Franklin Emerging Market Core Dividend Tilt Index ETF 0.01 27.8784
VFWAX Vanguard FTSE All-World ex-US Index Fd Admiral 0 39.14
SWTSX Schwab Total Stock Market Index Fd Select Shs a Series of Schwab Capit 0.000703142 95.44
VEXAX Vanguard Extended Market Index Fd Admiral Shs 0.01 134.57
SEMA.L iShares MSCI EM UCITS ETF USD (Acc) 0 3140
IQQR.DE iShares MSCI Eastern Europe Capped UCITS ETF 0 4.7
VEMAX Vanguard Emerging Markets Stock Index Fund Admiral Shares 0 38.29
GEDM.L iShares MSCI EM IMI ESG Screened UCITS ETF 0 4.59125
IQQE.DE iShares MSCI EM UCITS ETF USD (Dist) 0 39.435
IEEM.L iShares MSCI EM UCITS ETF USD (Dist) 0 3337.5
OM3Y.DE iShares MSCI EM IMI ESG Screened UCITS ETF 0 5.421
USPX Franklin U.S. Equity Index ETF 0.01 49.62
IDEE.L iShares MSCI Eastern Europe Capped UCITS ETF 0 6.31
IMIB.L iShares II Public Limited Company - iShares FTSE MIB UCITS ETF EUR (Dist) 0 2031.75
VTIAX Vanguard Total International Stock Index Fd Admiral 0 34.69
SWSSX Schwab Small-Cap Index Fund-Select Shares 0.0131598 32.6
VIHAX Vanguard International High Dividend Yield Index Fund Admiral Shares 0 36.83
IEER.L iShares Public Limited Company - iShares MSCI Eastern Europe Capped UCITS ETF 0 367.5
VTWAX Vanguard Total World Stock Index Fund Admiral Shares 0 41.99
AVSC Avantis U.S. Small Cap Equity ETF 0.06 48.47
CWO.TO iShares Emerging Markets Fdmtl ETF Comm 0.00002 35.59
GLOF iShares Trust - iShares Global Equity Factor ETF 0.00001 44.255
DCOR Dimensional ETF Trust 0.00134837 61.775
VEMPX Vanguard Extended Market Index InstlPlus 0.01 332.06
VEMRX Vanguard Emerging Mkts Stock Idx InsPlus 0 96.85
VSMPX Vanguard Total Stock Mkt Idx Instl Pls 0 254.04
VTWIX Vanguard Total World Stock Index I 0 242.05
RSSL Global X Funds 0.02 78.97
VTPSX Vanguard Total Intl Stock Idx InstlPls 0 138.75
DXUV Dimensional ETF Trust 0.00014209 50.33
RFLR Innovator ETFs Trust 0.05 24.085
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