Profile
AFBI USB-PA MFG IBN ITUB USB
Company Name Affinity Bancshares, Inc. U.S. Bancorp PERP PFD SER A Mizuho Financial Group, Inc. ICICI Bank Limited Itaú Unibanco Holding S.A. U.S. Bancorp
Sector Financial Services Financial Services Financial Services Financial Services Financial Services Financial Services
Industry Banks - Regional Banks - Regional Banks - Regional Banks - Regional Banks - Regional Banks - Regional
Market Cap $127.24M $1,304.00B $118.69B $111.39B $101.60B $94.12B
Employees 0.09K 75.47K 51.21K 187.77K 99.60K 70.00K
CEO Edward J. Cooney Andrew J. Cecere Masahiro Kihara Sandeep Bakhshi Milton Maluhy Filho Gunjan Kedia
Ratings
AFBI USB-PA MFG IBN ITUB USB
Quant Rating Score 3 2 2 4 3 3
Quant Rating Neutral Sell Sell Buy Neutral Neutral
Trading
AFBI USB-PA MFG IBN ITUB USB
Last Close $19.06 $773.99 $6.78 $31.07 $7.56 $45.47
High 52 $22.49 $900.28 $7.05 $34.41 $7.83 $53.66
Low 52 $17.44 $771.03 $4.25 $27.55 $4.86 $36.4
Price vs. 52 Week High -15.25 % -14.03 % -3.83 % -9.71 % -3.45 % -15.26 %
Price vs. 52 Week Low 9.29 % 0.38 % 59.53 % 12.78 % 55.56 % 24.92 %
Total Return
AFBI USB-PA MFG IBN ITUB USB
1 Month Return 2.97 % -4.68 % 8.83 % -5.68 % 9.09 % -0.48 %
3 Month Return 0.21 % -6.62 % 2.42 % -6.1 % 8.46 % -1.39 %
6 Month Return 2.92 % -8.43 % 31.91 % -8.59 % 12.5 % 1.22 %
9 Month Return 1.11 % -11.75 % 15.9 % 9.9 % 25.17 % -5.15 %
YTD Return 8.91 % -9.2 % 38.65 % 4.05 % 52.42 % -4.93 %
1 Year Return -11.35 % -9.95 % 36.14 % 4.4 % 26.42 % -9.78 %
3 Year Return 0 % 0 % 0 % 0 % 0 % 0 %
5 Year Return 0 % 0 % 0 % 0 % 0 % 0 %
Dividends
AFBI USB-PA MFG IBN ITUB USB
Dividend Yield Percentage (TTM) 7.27 % 3.36 % 1.82 % 0.78 % 9.52 % 3.37 %
Dividend Paid and Capex Coverage Ration (TTM) 1.16 % 1.98 % - -6.37 % 3.02 % 1.98 %
Dividend Per Share (TTM) 1.5 % 2.04 % 137.5 % 11 % 4.61 % 2.04 %
Payout Ratio (TTM) 105.62 % 34.21 % - 13.3 % 107.67 % 34.21 %
Growth
AFBI USB-PA MFG IBN ITUB USB
Asset Growth - 2.07 % 1.67 % 11.77 % 12.24 % 2.07 %
Gross Profit Growth -100 % 7.31 % 25.44 % 25.22 % 10.51 % 7.31 %
Revenue Growth 2.04 % 0.35 % 9.47 % 25.19 % 6.27 % 0.35 %
Revenue 3 Year 56.93 % 49.78 % 204.15 % 80.76 % 53.25 % 49.78 %
Revenue 5 Year 71.78 % 64.78 % 140.17 % 85.11 % 55.19 % 64.78 %
Revenue 10 Year 313.26 % 129.4 % 193.71 % 206.98 % 86.14 % 129.4 %
EBIT Growth -100 % 20.33 % 24.61 % 163.43 % 19.79 % 20.33 %
Net Income Growth 53.13 % 20.27 % 30.4 % 15.3 % 24.11 % 20.27 %
Net Income 3 Yeari Growth Per Share 24.09 % 24.54 % 67.35 % 96.44 % 38.27 % 24.54 %
Net Income 5 Yeari Growth Per Share 195.12 % 48.25 % 98 % 401.47 % 35.95 % 48.25 %
Net Income 10 Yeari Growth Per Share 615.35 % 46.19 % 39.46 % 291.71 % 74.29 % 46.19 %
Operating Income Growth -100 % 20.33 % 24.61 % 18.69 % 19.79 % 20.33 %
Operating Cash Flow Growth (CFG) - -100 % -302.7 % -47.73 % -224.3 % -100 %
Operating 3 Year CFG -100 % -100 % -177.91 % -0.15 % -244.32 % -100 %
Operating 5 Year CFG -100 % -100 % -301.51 % 18.04 % -345.78 % -100 %
Operating 10 Year CFG -100 % -100 % -155.34 % 133.58 % -198.16 % -100 %
EPS Growth 56.47 % 21.9 % 30.73 % 14.59 % 25.25 % 21.9 %
EPS Diluted Growth 55.42 % 21.64 % 30.73 % 14.65 % 23.93 % 21.64 %
Book Value Per Share -100 % 11.56 % 2.31 % 18.87 % 11.14 % 11.56 %
Share Holder 3 Year Equity Growth Per Share -100 % 22.97 % 15.33 % 66.67 % 24.36 % 22.97 %
Share Holder 5 Year Equity Growth Per Share -100 % 19.15 % 22.45 % 140 % 38.32 % 19.15 %
Share Holder 10 Year Equity Growth Per Share -100 % 60.32 % 23.26 % 248.39 % 94.46 % 60.32 %
Dividend Per Share Growth - -8.61 % 29.99 % 24.24 % 105.92 % -8.61 %
Dividend 3 Year Growth Per Share - -2.19 % 55.1 % 388.75 % 206.29 % -2.19 %
Dividend 5 Year Growth Per Share - 6.88 % 60.39 % 602.36 % -26.21 % 6.88 %
Dividend 10 Year Growth Per Share - 76.49 % 66.53 % 113.57 % 208.43 % 76.49 %
Debt Growth - 5.99 % 3.29 % 1.32 % 11.17 % 5.99 %
Free Cash Flow Growth - -100 % -355.89 % -49.62 % -243.7 % -100 %
Updated On 31 Dec 2025 31 Dec 2025 31 Mar 2025 31 Mar 2025 31 Dec 2024 31 Dec 2025
Profitability
AFBI USB-PA MFG IBN ITUB USB
Gross Profit Margin TTM 62.22 % 62.83 % 32.83 % 68.64 % 34.49 % 62.83 %
Return on Assets TTM 0.95 % 1.09 % 0.35 % 1.92 % 1.46 % 1.09 %
Return on Equity TTM 6.68 % 12.12 % 9.73 % 15.95 % 21.64 % 12.12 %
Return on Capital Employed TTM 2.21 % 1.41 % 0.45 % 7.11 % 2.2 % 1.41 %
Net Income Per EBT TTM 74.16 % 79.6 % 78 % 70 % 89.27 % 79.6 %
EBT Per Ebit TTM 100 % 100 % 101.33 % 100.38 % 107.57 % 100 %
EBIT Per Revenue TTM 21.23 % 22.2 % 16.31 % 24.53 % 12.15 % 22.2 %
Cash Flow To Debt Ratio TTM 18.97 % 6.59 % - -34.93 % 15.63 % 6.59 %
Receivables Turnover TTM - - - - 2.95 -
Payables Turnover TTM - - - - - -
Inventory Turnover TTM - - - - - -
Fixed Asset Turnover TTM 1866.47 % 1137.5 % 722.87 % 1805.74 % 3043.78 % 1137.5 %
Asset Turnover TTM 6 % 6.19 % 2.74 % 11.16 % 12.49 % 6.19 %
Operating Cash Flow Per Share TTM 1.67 3.3 - -105.27 14.36 3.3
Free Cash Flow Per Share TTM 1.67 3.3 - -111.95 13.98 3.3
Cash Per Share TTM 744.49 % 3015.43 % - 25093.98 % 3655.61 % 3015.43 %
Operating Cash Flow Sales Ratio TTM 19.35 % 11.98 % - -24.49 % 41.17 % 11.98 %
Free Cash Flow Operating Cash Flow Ratio TTM 99.78 % 100 % - 106.34 % 97.36 % 100 %
Cash Flow Coverage Ratios TTM 18.97 % 6.59 % - -34.93 % 15.63 % 6.59 %
Price To Free Cash Flows Ratio TTM 12.45 18.38 - -12.6 3.43 18.33
Price To Operating Cash Flows Ratio TTM 12.36 18.38 - -13.38 3.37 18.34
Price Cash Flow Ratio TTM 12.36 18.38 - -13.38 3.37 18.34
Income Statement (TTM)
AFBI USB-PA MFG IBN ITUB USB
Revenue $0.05B $42.86B $8600.15B $2945.86B $384.58B $42.86B
Gross Profit $0.03B $26.93B $3593.61B $2006.54B $132.63B $26.93B
Gross Profit Ratio 62.22% 62.83% 41.79% 68.11% 34.49% 62.83%
EBITDA $0.01B $10.29B $1396.01B $1647.21B $57.64B $10.29B
Net Income $0.01B $7.58B $885.43B $510.29B $44.86B $7.58B
EPS Diluted 1.29 4.61 70.04 142.28 3.93 4.61
Balance Sheet (MRQ)
AFBI USB-PA MFG IBN ITUB USB
Long Term Debt $0.05B $60.76B $17610.43B $1810.28B $426.84B $60.76B
Total Liabilities $0.75B $626.69B $272796.65B $23134.99B $2861.58B $626.69B
Total Equity $0.13B $65.65B $10523.75B $3287.43B $214.97B $65.65B
Total Investments $0.04B $0B $186883.14B $21156.26B $0B $0B
Total Debt $0.05B $77.93B $60887.37B $2036.5B $1012.6B $77.93B
Total Assets $0.88B $692.35B $283320.4B $26422.41B $3076.55B $692.35B
Cash Flow Statement (TTM)
AFBI USB-PA MFG IBN ITUB USB
Net Income $0.01B $7.57B $1190.08B $516.28B $43.98B $7.57B
Inventory $0B $0B $0B $0B $0B $0B
Dividends Paid $0B $0B $-304.43B $-71.24B $-47.35B $0B
Operating Cash Flow $0.01B $0B $-3820.8B $822.2B $129.38B $0B
Capital Expenditure $-0B $0B $-344.95B $-48.26B $-1.15B $0B
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ETFs With Exposure to AFBI
Ticker ETF Name Weight Percentage Price
VTI Vanguard Total Stock Market Index Fund 0.00008 341.49
ITOT iShares Core S&P Total U.S. Stock Market ETF 0.00008 151.485
VXF Vanguard Extended Market Index Fund 0.00127 218.255
IWC iShares Micro-Cap ETF 0.02 167.885
JSMD Janus Henderson Small/Mid Cap Growth Alpha ETF 0.01 86.625
JSML Janus Henderson Small Cap Growth Alpha ETF 0.01 76.61
VUN.TO Vanguard U.S. Total Market Index ETF 0.00008 126.01
VUS.TO Vanguard U.S. Total Market Index ETF (CAD-hedged) 0.00008 118.61
VITNX Vanguard Institutional Total Stock Market Index Fund Institutional Shares 0.00014 115.08
VITPX Vanguard Institutional Total Stock Market Index Fund Institutional Plus Shares 0.00014 115.06
VBAIX Vanguard Balanced Index Fund Institutional Shares 0.00002 52.59
VBIAX Vanguard Balanced Index Fund Admiral Shares 0.00002 52.59
VBINX Vanguard Balanced Index Fund Investor Shares 0.00002 52.59
VGRO.TO Vanguard Growth ETF Portfolio 0.00003 44.38
VEQT.TO Vanguard All-Equity ETF Portfolio 0.00004 55.86
VBAL.TO Vanguard Balanced ETF Portfolio 0.00002 37.88
VCNS.TO Vanguard Conservative ETF Portfolio 0.00002 32.13
VCIP.TO Vanguard Conservative Income ETF Portfolio 0.00001 27.34
VRIF.TO Vanguard Retirement Income ETF Portfolio 0.00001 26.99
DFUS Dimensional U.S. Equity ETF 0.0000157 75.525
DFAT Dimensional U.S. Targeted Value ETF 0.00062605 66.77
DFAC Dimensional U.S. Core Equity 2 ETF 0.00034167 41.315
VTSAX Vanguard Total Stock Market Index Fund 0.00008 166.35
VIEIX Vanguard Extended Market Index Fund Institutional Shares 0.00127 166.39
VITSX Vanguard Total Stock Market Index Fund 0.00008 166.38
DFSV Dimensional US Small Cap Value ETF 0.00013376 37.27
DFSU Dimensional US Sustainability Core 1 ETF 0.00000421 44.175
SWTSX Schwab Total Stock Market Index Fd Select Shs a Series of Schwab Capit 0.000101144 16.7
VEXAX Vanguard Extended Market Index Fd Admiral Shs 0.00127 166.41
VTS.AX Vanguard US Total Market Shares Index ETF 0.00008 482.09
DCOR Dimensional ETF Trust 0.0005446 76.54
VEMPX Vanguard Extended Market Index InstlPlus 0.00127 410.63
VSMPX Vanguard Total Stock Mkt Idx Instl Pls 0.00008 312.11
DXUV Dimensional ETF Trust 0.00394396 63.22
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