Profile
AMSF FNF AIZ RYAN ESNT FAF
Company Name AMERISAFE, Inc. Fidelity National Financial, Inc. Assurant, Inc. Ryan Specialty Holdings, Inc. Essent Group Ltd. First American Financial Corporation
Sector Financial Services Financial Services Financial Services Financial Services Financial Services Financial Services
Industry Insurance - Specialty Insurance - Specialty Insurance - Specialty Insurance - Specialty Insurance - Specialty Insurance - Specialty
Market Cap $887.29M $14.28B $9.13B $6.45B $6.06B $5.97B
Employees 0.35K 22.29K 13.60K 4.40K 0.53K 19.21K
CEO Ms. Gerry Janelle Frost Mr. Michael Joseph Nolan Mr. Keith Warner Demmings Mr. Patrick G. Ryan Mr. Mark Anthony Casale Mr. Kenneth David DeGiorgio BA, MBA
Ratings
AMSF FNF AIZ RYAN ESNT FAF
Quant Rating Score 4 5 5 5 4 4
Quant Rating Buy Strong Buy Strong Buy Strong Buy Buy Buy
Trading
AMSF FNF AIZ RYAN ESNT FAF
Last Close $46.37 $52.28 $175.6 $54.19 $56.83 $57.53
High 52 $55.99 $53.1 $188.24 $55.99 $59.51 $65.13
Low 52 $44.98 $33.72 $119.99 $40.15 $43.54 $50.06
Price vs. 52 Week High -17.18 % -1.54 % -6.71 % -3.21 % -4.5 % -11.67 %
Price vs. 52 Week Low 3.09 % 55.04 % 46.35 % 34.97 % 30.52 % 14.92 %
Total Return
AMSF FNF AIZ RYAN ESNT FAF
1 Month Return -7.28 % 9.88 % 2.76 % 7.76 % 7.9 % 4.15 %
3 Month Return -7.72 % -0.21 % 1.08 % 17.96 % 8.54 % -1.89 %
6 Month Return -6.83 % 16.05 % 8.88 % 19.89 % 17.44 % 1.18 %
9 Month Return -12.24 % 28.77 % 24.8 % 20.13 % 12.89 % -5.02 %
YTD Return -0.88 % 2.47 % 4.22 % 25.96 % 7.76 % -10.72 %
1 Year Return -15.41 % 48.73 % 33.24 % 21.67 % 25.81 % 1.9 %
3 Year Return 0 % 0 % 0 % 0 % 0 % 0 %
5 Year Return 0 % 0 % 0 % 0 % 0 % 0 %
Dividends
AMSF FNF AIZ RYAN ESNT FAF
Dividend Yield Percentage (TTM) 10.55 % 3.56 % 1.62 % 0.83 % 1.81 % 3.67 %
Dividend Paid and Capex Coverage Ration (TTM) 0.25 % 10.62 % 2.69 % 6.97 % 6.79 % 1.1 %
Dividend Per Share (TTM) 4.89 % 1.86 % 2.84 % 0.45 % 1.03 % 2.11 %
Payout Ratio (TTM) 152.17 % 61.65 % 19.95 % 62.13 % 15.42 % 100.05 %
Growth
AMSF FNF AIZ RYAN ESNT FAF
Asset Growth -3.16 % 28.95 % 1.54 % 13.53 % 13.61 % -14.46 %
Gross Profit Growth 25.71 % 4.39 % 9.21 % 30.73 % 11.23 % -6.24 %
Revenue Growth 4.15 % 2.01 % 9.21 % 21.75 % 12.2 % -21.06 %
Revenue 3 Year -8.94 % 15.04 % 30.49 % 92.08 % 14.06 % -8.42 %
Revenue 5 Year -18.5 % 56.95 % 54.19 % 155.63 % 39.04 % 12.77 %
Revenue 10 Year -17.36 % 17.24 % 76.73 % 155.63 % 9.75 % 24.26 %
EBIT Growth 14.39 % -99.03 % 40.22 % 171.88 % -16.09 % -15.83 %
Net Income Growth 11.7 % -60.05 % 132.28 % -62.61 % -16.23 % -17.57 %
Net Income 3 Yeari Growth Per Share -27.76 % -61.89 % 63.92 % -16.55 % 68.4 % -66.33 %
Net Income 5 Yeari Growth Per Share -13.02 % -16.76 % 183.68 % -11.42 % 36.63 % -50.67 %
Net Income 10 Yeari Growth Per Share 36.56 % 9.55 % 88.44 % -11.42 % 40.75 % 19.33 %
Operating Income Growth 14.39 % -99.03 % 40.22 % 171.88 % -16.09 % -15.83 %
Operating Cash Flow Growth (CFG) 5.85 % 58.46 % 90.67 % 42.23 % 29.58 % -54.58 %
Operating 3 Year CFG -52.59 % 360 % -4.63 % 228.2 % 4.7 % -64.69 %
Operating 5 Year CFG -69.54 % 639.94 % 92.06 % 197.22 % 11.89 % -51.77 %
Operating 10 Year CFG -77.79 % 1114.59 % 58.81 % 197.22 % -15.23 % -3.97 %
EPS Growth 12.11 % -59.45 % 136.15 % -64.67 % -15.35 % -15.45 %
EPS Diluted Growth 12.15 % -59.1 % 136.63 % -14.75 % -15.8 % -15.51 %
Book Value Per Share -7.46 % 345.84 % 15.68 % 11.13 % 15.41 % 6.62 %
Share Holder 3 Year Equity Growth Per Share -32.87 % -12.99 % -9.12 % 646.85 % 31.95 % 6.74 %
Share Holder 5 Year Equity Growth Per Share -28.41 % 50.86 % 4.26 % 791.47 % 97.78 % 39.89 %
Share Holder 10 Year Equity Growth Per Share -32.68 % 16.11 % 42.68 % 791.47 % -6.58 % 102.73 %
Dividend Per Share Growth -6.68 % 4.14 % 3.14 % -100 % 16.36 % 2.16 %
Dividend 3 Year Growth Per Share 5.87 % 35.2 % -1.17 % -100 % 52.85 % 17.66 %
Dividend 5 Year Growth Per Share - - - -100 % - -
Dividend 10 Year Growth Per Share 1414.82 % 178.38 % 194.6 % -100 % - 332.91 %
Debt Growth -20.54 % 17.1 % -2.32 % -0.1 % 9.28 % -38.89 %
Free Cash Flow Growth 12.2 % 60.52 % 127.86 % 39.62 % 29.78 % -82.52 %
Updated On 31 Dec 2023 31 Dec 2023 31 Dec 2023 31 Dec 2023 31 Dec 2023 31 Dec 2023
Profitability
AMSF FNF AIZ RYAN ESNT FAF
Gross Profit Margin TTM 85.97 % 87.83 % 100 % 51.03 % 81.78 % 82.04 %
Return on Assets TTM 5.53 % 1.11 % 2.87 % 0.91 % 10.77 % 1.48 %
Return on Equity TTM 19.43 % 12.48 % 16.36 % 11.63 % 14.24 % 4.6 %
Return on Capital Employed TTM 13.37 % 1.38 % 3.14 % 13.29 % 13.46 % 1.85 %
Net Income Per EBT TTM 80.55 % 73.97 % 80.34 % 26.59 % 84.66 % 79.68 %
EBT Per Ebit TTM 100 % 97.55 % 100 % 52.99 % 98.57 % 115.67 %
EBIT Per Revenue TTM 24.79 % 9.08 % 8.38 % 20.77 % 73.69 % 3.95 %
Cash Flow To Debt Ratio TTM - 175.28 % 46.18 % 25.97 % 94.17 % 24.75 %
Receivables Turnover TTM 1.1 1.19 1.32 6.55 16.68 13.7
Payables Turnover TTM - 0.49 - 6.17 - 1.44
Inventory Turnover TTM -0.09 -0.02 - - -0.06 -0.57
Fixed Asset Turnover TTM 4565.42 % 1345.13 % 1610.1 % 1340.16 % 2628.77 % 364.71 %
Asset Turnover TTM 27.69 % 16.91 % 42.68 % 30.93 % 17.52 % 40.7 %
Operating Cash Flow Per Share TTM 1.25 25.12 18.29 4.41 7.52 4.96
Free Cash Flow Per Share TTM 1.18 24.63 14.39 4.12 7.45 2.54
Cash Per Share TTM 816.91 % 1791.14 % 3135.05 % 564.82 % 2057.71 % 1537.66 %
Operating Cash Flow Sales Ratio TTM 7.73 % 54.13 % 8.45 % 23.62 % 69.14 % 8.62 %
Free Cash Flow Operating Cash Flow Ratio TTM 94.69 % 98.05 % 78.68 % 93.34 % 98.98 % 51.15 %
Cash Flow Coverage Ratios TTM - 175.28 % 46.18 % 25.97 % 94.17 % 24.75 %
Price To Free Cash Flows Ratio TTM 39.23 2.14 12.07 13.3 7.7 22.61
Price To Operating Cash Flows Ratio TTM 37.13 2.08 9.6 12.28 7.55 11.61
Price Cash Flow Ratio TTM 37.13 2.08 9.6 12.28 7.55 11.61
Income Statement (TTM)
AMSF FNF AIZ RYAN ESNT FAF
Revenue $0.31B $11.79B $11.13B $2.1B $1.09B $6B
Gross Profit $0.31B $10.27B $11.13B $0.78B $0.89B $4.94B
Gross Profit Ratio 100% 87.1% 100% 37.11% 81.62% 82.23%
EBITDA $0.08B $0.61B $0.64B $0.61B $0B $0.46B
Net Income $0.06B $0.52B $0.64B $0.06B $0.7B $0.22B
EPS Diluted 3.23 1.91 11.95 0.52 6.5 2.07
Balance Sheet (MRQ)
AMSF FNF AIZ RYAN ESNT FAF
Long Term Debt $0B $3.52B $2.08B $1.94B $0.42B $1.39B
Total Liabilities $0.82B $66.18B $28.83B $6.27B $1.4B $11.94B
Total Equity $0.29B $7.46B $4.81B $0.98B $5.1B $4.86B
Total Investments $0.86B $7.64B $8.22B $0.08B $2.04B $8.53B
Total Debt $0B $4.28B $2.08B $2.16B $0.46B $1.39B
Total Assets $1.23B $73.64B $33.64B $7.25B $6.5B $16.8B
Cash Flow Statement (TTM)
AMSF FNF AIZ RYAN ESNT FAF
Net Income $0.06B $0.52B $0.64B $0.06B $0.7B $0.22B
Inventory $-0.02B $4.6B $-0.14B $0B $0B $0B
Dividends Paid $-0.09B $-0.5B $-0.15B $0B $-0.11B $-0.22B
Operating Cash Flow $0.03B $6.9B $1.14B $0.48B $0.76B $0.35B
Capital Expenditure $-0B $-0.13B $-0.2B $-0.03B $-0B $-0.26B
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ETFs With Exposure to AMSF
Ticker ETF Name Weight Percentage Price
IWM iShares Russell 2000 ETF 0.03741 208.08
VTI Vanguard Total Stock Market Index Fund 0 262.3
IJR iShares Core S&P Small-Cap ETF 0.07709 110.39
SCHB Schwab U.S. Broad Market ETF 0.0017271 61.6
ITOT iShares Core S&P Total U.S. Stock Market ETF 0.00178 116.35
VIG Vanguard Dividend Appreciation Index Fund 0.01 184.06
SCHD Schwab U.S. Dividend Equity ETF 0.0368842 80.08
SCHA Schwab U.S. Small-Cap ETF 0.0251473 48.69
VFH Vanguard Financials Index Fund 0.01 103
FNCL Fidelity MSCI Financials Index ETF 0.0119936 59.74
IWN iShares Russell 2000 Value ETF 0.03577 158.71
IWV iShares Russell 3000 ETF 0.00173 302.51
SPSM SPDR Portfolio S&P 600 Small Cap ETF 0.077397 42.95
IWO iShares Russell 2000 Growth ETF 0.03648 265.15
XSLV Invesco S&P SmallCap Low Volatility ETF 0.951 44.4748
FNDB Schwab Fundamental U.S. Broad Market Index ETF 0.000919527 66.26
PRFZ Invesco FTSE RAFI US 1500 Small-Mid ETF 0.094 39.53
IJT iShares S&P Small-Cap 600 Growth ETF 0.06559 131.34
VXF Vanguard Extended Market Index Fund 0.01 173.42
IJS iShares S&P Small-Cap 600 Value ETF 0.09053 101.87
HDG ProShares Hedge Replication ETF 0.00634928 49.615
SPTM SPDR Portfolio S&P 1500 Composite Stock Market ETF 0.001705 64.82
FNDA Schwab Fundamental U.S. Small Company Index ETF 0.0121323 56.83
DES WisdomTree U.S. SmallCap Dividend Fund 0.0026994 32.5
UWM ProShares Ultra Russell2000 0.0118766 39.45
SLY SPDR S&P 600 Small Cap ETF 0.111984 85.46
SLYV SPDR S&P 600 Small Cap Value ETF 0.089513 82.25
VTHR Vanguard Russell 3000 Index Fund 0 235.1
ONEQ Fidelity Nasdaq Composite Index ETF 0.01 65.76
SLYG SPDR S&P 600 Small Cap Growth ETF 0.066789 87.7
DHS WisdomTree U.S. High Dividend Fund 0.0006112 87.24
IAK iShares U.S. Insurance ETF 0.135 117.86
TILT FlexShares Morningstar US Market Factors Tilt Index Fund 0.001 198.9
URTY ProShares UltraPro Russell2000 0.00597036 47.46
VIOG Vanguard S&P Small-Cap 600 Growth Index Fund 0.07 112.87
VTWV Vanguard Russell 2000 Value Index Fund 0.03 139.67
EES WisdomTree U.S. SmallCap Earnings Fund 0.0005178 49.43
CSA VictoryShares US Small Cap Volatility Wtd ETF 0.27 69.1765
CSF VictoryShares US Discovery Enhanced Volatility Wtd ETF 0.06 51.38
DGRS WisdomTree U.S. SmallCap Quality Dividend Growth Fund 0.0025057 49.27
DMRS DeltaShares S&P 600 Managed Risk ETF 0.07 53.4943
DTD WisdomTree U.S. Total Dividend Fund 0.0001137 70.95
EWSC Invesco S&P SmallCap 600 Equal Weight ETF 0.17 67.42
GSSC Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF 0 65.1
ISMD Inspire Small/Mid Cap Impact ETF 0.193727 35.86
ISCB iShares Morningstar Small-Cap ETF 0.02272 55.36
ISCV iShares Morningstar Small-Cap Value ETF 0.04411 60.4614
MMTM SPDR S&P 1500 Momentum Tilt ETF 0.000582 231.88
OMFS Invesco Russell 2000 Dynamic Multifactor ETF 0.061 37.83
OUSM O’Shares U.S. Small-Cap Quality Dividend ETF 0.0019 42.21
PBSM Invesco PureBeta MSCI USA Small Cap ETF 0.025 31.9152
PFM Invesco Dividend Achievers ETF 0.004 43.0142
PSCF Invesco S&P SmallCap Financials ETF 0.296 49.0215
RWJ Invesco S&P SmallCap 600 Revenue ETF 0.02 42.06
SAA ProShares Ultra SmallCap600 0.0266497 24.91
SMDV ProShares Russell 2000 Dividend Growers ETF 1.13846 65.34
SMLF iShares MSCI USA Small-Cap Multifactor ETF 0.02075 63.05
SMLV SPDR SSGA US Small Cap Low Volatility Index ETF 0.696414 113.28
SMMV iShares MSCI USA Small-Cap Min Vol Factor ETF 0.20316 37.74
VFMF Vanguard U.S. Multifactor ETF 0.06 125.625
VFMV Vanguard U.S. Minimum Volatility ETF 0.58 112.699
VIOO Vanguard S&P Small-Cap 600 Index Fund 0.08 101.26
VIOV Vanguard S&P Small-Cap 600 Value Index Fund 0.09 87.61
VLU SPDR S&P 1500 Value Tilt ETF 0.003445 174.66
VTWG Vanguard Russell 2000 Growth Index Fund 0.04 193.06
VTWO Vanguard Russell 2000 Index Fund 0.03 84.11
XSHQ Invesco S&P SmallCap Quality ETF 0.389 40.486
IUSS Invesco RAFI Strategic US Small Company ETF 0.05 33.58
VTSIX Vanguard Tax-Managed Funds - Vanguard Tax-Managed Small-Cap Fund 0.08 89.75
VTMSX Vanguard Tax Managed Small Cap Fund 0.08 89.54
VITNX Vanguard Institutional Total Stock Market Index Fund Institutional Shares 0 90.91
VITPX Vanguard Institutional Total Stock Market Index Fund Institutional Plus Shares 0 90.89
VBAIX Vanguard Balanced Index Fund Institutional Shares 0 46.83
VBIAX Vanguard Balanced Index Fund Admiral Shares 0 46.83
VBINX Vanguard Balanced Index Fund Investor Shares 0 46.82
AFSM First Trust Active Factor Small Cap ETF 0.05 29.4197
FSMD Fidelity Small-Mid Factor ETF 0.12 38.65
XSMO Invesco S&P SmallCap Momentum ETF 0.281 60.95
RYLD Global X Russell 2000 Covered Call ETF 0.03 16.49
AVUV Avantis U.S. Small Cap Value ETF 0.03 93.45
AVUS Avantis U.S. Equity ETF 0.01 89.83
PQSV PGIM ETF Trust - PGIM QMA Strategic Alpha Small-Cap Value ETF 0.11 66.2468
STSB iShares Factors US Small Blend Style ETF 0.21 47.635
SIXL ETC 6 Meridian Low Beta Equity Strategy ETF 0.41 35.21
DEEP Roundhill Acquirers Deep Value ETF 0.98 35.62
DFAU Dimensional US Core Equity Market ETF 0.00280103 36.84
SMLE Xtrackers S&P SmallCap 600 ESG ETF 0.102159 27.513
XJR iShares ESG Screened S&P Small-Cap ETF 0.08397 39.19
DFUS Dimensional U.S. Equity ETF 0.00165459 57.62
DFAT Dimensional U.S. Targeted Value ETF 0.00225353 54.33
DFAS Dimensional U.S. Small Cap ETF 0.0327089 62.04
DFAC Dimensional U.S. Core Equity 2 ETF 0.00587797 32.05
VTSAX Vanguard Total Stock Market Index Fund 0 127.64
VFAIX Vanguard Financials Index Fund 0.01 51.63
AVSU Avantis Responsible U.S. Equity ETF 0.01 61.29
NTKI Nationwide Russell 2000 Risk-Managed Income ETF 0.02 19.0104
WSML.L iShares MSCI World Small Cap UCITS ETF 0.01324 7.278
VIEIX Vanguard Extended Market Index Fund Institutional Shares 0.01 131.58
VITSX Vanguard Total Stock Market Index Fund 0 127.66
DFUV Dimensional US Marketwide Value ETF 0.00001867 40.49
EWSA.AS iShares MSCI World Small Cap ESG Enhanced UCITS ETF 0.00917 4.9707
SPXS.L Invesco S&P 500 UCITS ETF 0.01 1035.63
ISP6.L iShares S&P Small Cap 600 UCITS ETF USD (Dist) 0.07464 7021.5
AVIE Avantis Inflation Focused Equity ETF 0.02 63.19
DFSU Dimensional US Sustainability Core 1 ETF 0.00289015 34.37
IUSN.DE iShares MSCI World Small Cap UCITS ETF 0.01336 6.699
ESIX SPDR S&P SmallCap 600 ESG ETF 0.10714 30.03
SWTSX Schwab Total Stock Market Index Fd Select Shs a Series of Schwab Capit 0.00166202 89.84
VEXAX Vanguard Extended Market Index Fd Admiral Shs 0.01 131.58
CUSS.L iShares VII PLC - iShares MSCI USA Small Cap ESG Enhanced UCITS ETF USD (Acc) 0.00479 502.59
SXRG.DE iShares VII PLC - iShares MSCI USA Small Cap ESG Enhanced UCITS ETF USD (Acc) 0.00485 463.3
BBSC JPMorgan BetaBuilders U.S. Small Cap Equity ETF 0.06 62.87
IUS3.DE iShares S&P Small Cap 600 UCITS ETF USD (Dist) 0.07588 82.13
IDP6.L iShares S&P Small Cap 600 UCITS ETF USD (Dist) 0.16 89.22
WLDS.L iShares MSCI World Small Cap UCITS ETF 0.02 5.733
USFM.L UBS (Irl) ETF plc - MSCI USA Select Factor Mix UCITS ETF (USD) A-dis 0 2544.5
SWSSX Schwab Small-Cap Index Fund-Select Shares 0.0350567 33.78
VDADX Vanguard Dividend Appreciation Index Fund Admiral Shs 0.01 49.95
USUE.DE UBS (Irl) ETF plc - MSCI USA Select Factor Mix UCITS ETF (USD) A-acc 0 32.41
JKK iShares Morningstar Small-Cap Growth ETF 0.02 307.42
QVMS Invesco S&P SmallCap 600 QVM Multi-factor ETF 0.083 25.76
JKJ iShares Morningstar Small-Cap ETF 0.03 231.193
AVSC Avantis U.S. Small Cap Equity ETF 0.11 52.14
PLTL Principal US Small-Cap Adaptive Multi-Factor ETF 0.119949 22.145
JKL iShares Morningstar Small-Cap Value ETF 0.04 172.726
CBUG.DE iShares MSCI World Small Cap ESG Enhanced UCITS ETF 0.00926 4.56
FVI First Trust Total US Market AlphaDEX ETF 0.03 0
IJR.AX iShares S&P Small-Cap ETF 0.08847 165.84
DCOR Dimensional ETF Trust 0.00141909 58.89
VEMPX Vanguard Extended Market Index InstlPlus 0.01 324.71
FESM 0.16 29.63
CSUSS.MI iShares VII PLC - iShares MSCI USA Small Cap ESG Enhanced UCITS ETF USD (Acc) 0.00479 463.24
USFMDN.MX UBS (Irl) ETF Public Limited Company - MSCI USA Select Factor Mix UCITS ETF 0 382
VSMPX Vanguard Total Stock Mkt Idx Instl Pls 0 239.45
SFSNX Schwab Fundamental US Small Company Idx 0.012559 17.04
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