Profile
TWFG MMC AJG AON BRO WTW
Company Name TWFG, Inc. Common Stock Marsh & McLennan Companies, Inc. Arthur J. Gallagher & Co. Aon plc Brown & Brown, Inc. Willis Towers Watson Public Limited Company
Sector Financial Services Financial Services Financial Services Financial Services Financial Services Financial Services
Industry Insurance - Brokers Insurance - Brokers Insurance - Brokers Insurance - Brokers Insurance - Brokers Insurance - Brokers
Market Cap $486.54M $108.03B $84.78B $72.54B $32.80B $31.90B
Employees 0.29K 90.00K 56.00K 60.00K 17.40K 49.00K
CEO Mr. Richard Finley Bunch III Mr. John Quinlan Doyle Mr. J. Patrick Gallagher Jr. Mr. Gregory Clarence Case Mr. J. Powell Brown C.P.C.U. Mr. Carl A. Hess CERA, F.S.A.
Ratings
TWFG MMC AJG AON BRO WTW
Quant Rating Score 3 3 3 3 3 2
Quant Rating Neutral Neutral Neutral Neutral Neutral Sell
Trading
TWFG MMC AJG AON BRO WTW
Last Close $31.29 $219.24 $322.3 $335.85 $114.44 $302.19
High 52 $35.59 $244.33 $345.24 $409.27 $124.51 $340.88
Low 52 $21.8 $197.95 $233.55 $275.82 $81.46 $249.68
Price vs. 52 Week High -12.08 % -10.27 % -6.64 % -17.94 % -8.09 % -11.35 %
Price vs. 52 Week Low 43.53 % 10.76 % 38 % 21.76 % 40.49 % 21.03 %
Total Return
TWFG MMC AJG AON BRO WTW
1 Month Return 4.54 % -8.19 % -4.29 % -15.35 % -6.02 % -10.75 %
3 Month Return 5.92 % 0.13 % 11.33 % -9.02 % 7.96 % -6.26 %
6 Month Return 2.59 % -0.94 % 13.9 % -10.54 % 10.06 % 4.04 %
9 Month Return 34.52 % 0.58 % 13.65 % 3.98 % 15.4 % 6.75 %
YTD Return 1.59 % 3.22 % 13.55 % -6.49 % 12.17 % -3.53 %
1 Year Return 0 % 10.76 % 37.67 % 17.83 % 40.49 % 20.42 %
3 Year Return 0 % 0 % 0 % 0 % 0 % 0 %
5 Year Return 0 % 0 % 0 % 0 % 0 % 0 %
Dividends
TWFG MMC AJG AON BRO WTW
Dividend Yield Percentage (TTM) - 1.49 % 0.74 % 0.8 % 0.49 % 1.11 %
Dividend Paid and Capex Coverage Ration (TTM) 1.19 % 2.41 % 3.87 % 3.53 % 4.97 % 4.27 %
Dividend Per Share (TTM) - 3.26 % 2.45 % 2.7 % 0.56 % 3.56 %
Payout Ratio (TTM) 42.25 % 38.7 % 35.92 % 23 % 15.49 % -361.22 %
Profitability
TWFG MMC AJG AON BRO WTW
Gross Profit Margin TTM 23.61 % 57.98 % 42.22 % 47.12 % 45.18 % 60.78 %
Return on Assets TTM 6.81 % 7.09 % 2.28 % 5.07 % 5.64 % -0.35 %
Return on Equity TTM 31.72 % 29.68 % 10.6 % 40.4 % 16.09 % -1.14 %
Return on Capital Employed TTM 9.84 % 16.21 % 6.52 % 14.2 % 11.76 % 5.71 %
Net Income Per EBT TTM 73.22 % 74.34 % 78.02 % 77.49 % 76.34 % -94.23 %
EBT Per Ebit TTM 107.74 % 90.03 % 82.15 % 85.83 % 97.97 % 12.08 %
EBIT Per Revenue TTM 14.42 % 24.11 % 19.75 % 23.42 % 28.34 % 8.67 %
Cash Flow To Debt Ratio TTM 392.85 % 19.9 % 19.15 % 15.64 % 283.57 % 26.02 %
Receivables Turnover TTM 5.55 3.18 2.97 3.54 1.33 3.98
Payables Turnover TTM 8.66 3.05 - - 6.89 3.7
Inventory Turnover TTM - - - - - -
Fixed Asset Turnover TTM 2423.92 % 1081.01 % 1123.91 % 1197.44 % 903.66 % 866.58 %
Asset Turnover TTM 59.9 % 43.93 % 17.98 % 32.52 % 26.63 % 35.88 %
Operating Cash Flow Per Share TTM 2.73 9.07 11.71 13.24 4.15 14.97
Free Cash Flow Per Share TTM 1.07 8.49 11.07 12.2 3.86 14.97
Cash Per Share TTM 1321.72 % 326.02 % 6796.96 % 614.6 % 242.05 % 1871.29 %
Operating Cash Flow Sales Ratio TTM 20.9 % 17.81 % 22.35 % 17.52 % 25.03 % 15.23 %
Free Cash Flow Operating Cash Flow Ratio TTM 39.06 % 93.63 % 94.51 % 92.11 % 93.02 % 100 %
Cash Flow Coverage Ratios TTM 392.85 % 19.9 % 19.15 % 15.64 % 283.57 % 26.02 %
Price To Free Cash Flows Ratio TTM 30.77 25.86 34.73 27.48 30.04 21.1
Price To Operating Cash Flows Ratio TTM 11.95 24.18 28.3 25.36 27.59 21.44
Price Cash Flow Ratio TTM 11.95 24.18 28.3 25.36 27.59 21.44
Income Statement (TTM)
TWFG MMC AJG AON BRO WTW
Revenue $0.19B $24.46B $11.55B $15.7B $4.71B $9.93B
Gross Profit $0.05B $24.46B $9.8B $7.42B $2.3B $4.43B
Gross Profit Ratio 24.04% 100% 84.82% 47.24% 48.86% 44.59%
EBITDA $0.04B $6.93B $3.1B $4.94B $1.73B $0.82B
Net Income $0B $4.06B $1.46B $2.65B $0.99B $-0.1B
EPS Diluted 0.18 8.18 6.53 12.49 3.46 -0.96
Balance Sheet (MRQ)
TWFG MMC AJG AON BRO WTW
Long Term Debt $0B $21.02B $0.66B $16.95B $0.19B $5.81B
Total Liabilities $0.05B $42.95B $44.08B $42.54B $11.18B $19.66B
Total Equity $0.28B $13.73B $20.21B $6.25B $6.45B $8.02B
Total Investments $0B $0B $0B $0.22B $0.03B $0.16B
Total Debt $0.01B $21.86B $0.53B $17.7B $0.41B $5.81B
Total Assets $0.32B $56.48B $64.26B $48.97B $17.61B $27.68B
Cash Flow Statement (TTM)
TWFG MMC AJG AON BRO WTW
Net Income $0.03B $4.12B $1.47B $2.72B $1B $-0.09B
Inventory $0B $0B $0B $0B $0B $0B
Dividends Paid $-0.01B $-1.51B $-0.53B $-0.56B $-0.15B $-0.35B
Operating Cash Flow $0.04B $4.3B $2.58B $3.04B $1.17B $1.51B
Capital Expenditure $-0B $-0.32B $-0.14B $-0.22B $0B $0B
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ETFs With Exposure to TWFG
Ticker ETF Name Weight Percentage Price
VTI Vanguard Total Stock Market Index Fund 0 270.64
VXF Vanguard Extended Market Index Fund 0.01 170
JSMD Janus Henderson Small/Mid Cap Growth Alpha ETF 0.02 68.63
JSML Janus Henderson Small Cap Growth Alpha ETF 0.05 58.91
VTWG Vanguard Russell 2000 Growth Index Fund 0 184.33
VTWO Vanguard Russell 2000 Index Fund 0 78.45
VITNX Vanguard Institutional Total Stock Market Index Fund Institutional Shares 0 92.08
VITPX Vanguard Institutional Total Stock Market Index Fund Institutional Plus Shares 0 92.07
VBAIX Vanguard Balanced Index Fund Institutional Shares 0 46.34
VBIAX Vanguard Balanced Index Fund Admiral Shares 0 46.33
VBINX Vanguard Balanced Index Fund Investor Shares 0 46.33
BOUT Innovator IBD Breakout Opportunities ETF 4.35 33.2212
VTSAX Vanguard Total Stock Market Index Fund 0 131.81
VIEIX Vanguard Extended Market Index Fund Institutional Shares 0.01 128.99
VITSX Vanguard Total Stock Market Index Fund 0 131.83
VEXAX Vanguard Extended Market Index Fd Admiral Shs 0.01 129
TMSL T. Rowe Price Exchange-Traded Funds, Inc. - T. Rowe Price Small-Mid Cap ETF 0.0624725 29.46
VEMPX Vanguard Extended Market Index InstlPlus 0.01 318.32
VSMPX Vanguard Total Stock Mkt Idx Instl Pls 0 247.3
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