Profile
RVYL MSFT ORCL PLTR PANW ADBE
Company Name Ryvyl Inc. Microsoft Corporation Oracle Corporation Palantir Technologies Inc. Palo Alto Networks, Inc. Adobe Inc.
Sector Technology Technology Technology Technology Technology Technology
Industry Software - Infrastructure Software - Infrastructure Software - Infrastructure Software - Infrastructure Software - Infrastructure Software - Infrastructure
Market Cap $4.74M $3,002.70B $451.55B $309.94B $113.06B $107.65B
Employees 0.10K 228.00K 159.00K 4.00K 15.76K 30.71K
CEO George Oliva Satya Nadella Michael D. Sicilia Alexander C. Karp Nikesh Arora Shantanu Narayen
Ratings
RVYL MSFT ORCL PLTR PANW ADBE
Quant Rating Score 2 4 3 3 3 4
Quant Rating Sell Buy Neutral Neutral Neutral Buy
Trading
RVYL MSFT ORCL PLTR PANW ADBE
Last Close $0.3401 $507.49 $219.86 $171.25 $202.9 $325.07
High 52 $1.87 $542.23 $328.33 $207.44 $405.9 $552.96
Low 52 $0.26 $354.56 $122.82 $61.36 $152.44 $325.07
Price vs. 52 Week High -81.81 % -6.41 % -33.04 % -17.45 % -50.01 % -41.21 %
Price vs. 52 Week Low 30.81 % 43.13 % 79.01 % 179.09 % 33.1 % 0 %
Total Return
RVYL MSFT ORCL PLTR PANW ADBE
1 Month Return 5.88 % -1.19 % -24.53 % -3.87 % -2.4 % -2.46 %
3 Month Return 4.9 % -1.86 % -11.73 % -1.6 % 15.17 % -9.01 %
6 Month Return -50.71 % 11.72 % 36.99 % 32.25 % 5.17 % -22.07 %
9 Month Return -68.21 % 23.89 % 22.28 % 37.42 % -2.58 % -29.96 %
YTD Return -73.84 % 20.4 % 31.94 % 126.43 % 11.51 % -26.9 %
1 Year Return -72.79 % 21.47 % 16.39 % 171.91 % -47.71 % -34.94 %
3 Year Return 0 % 0 % 0 % 0 % 0 % 0 %
5 Year Return 0 % 0 % 0 % 0 % 0 % 0 %
Dividends
RVYL MSFT ORCL PLTR PANW ADBE
Dividend Yield Percentage (TTM) - 0.84 % 1.27 % - - -
Dividend Paid and Capex Coverage Ration (TTM) -2.18 % 1.48 % 0.55 % 63.03 % 99.68 % 56.04 %
Dividend Per Share (TTM) - 3.4 % 2 % - - -
Payout Ratio (TTM) - 21.19 % 34.81 % - - -
Growth
RVYL MSFT ORCL PLTR PANW ADBE
Asset Growth -4.97 % 20.86 % 19.43 % 17.93 %
Gross Profit Growth -12.78 % 13.38 % 7.02 % 13.43 %
Revenue Growth -14.99 % 14.93 % 8.38 % 14.87 %
Revenue 3 Year 29.46 % 43.3 % 30.93 % 49.53 %
Revenue 5 Year 133.9 % 101.68 % 69.15 % 137.43 %
Revenue 10 Year 621.84 % 231.19 % 137.11 % 634.32 %
EBIT Growth 37.9 % 13.81 % 16.28 % 60.87 %
Net Income Growth 49.48 % 15.54 % 18.88 % -56.01 %
Net Income 3 Yeari Growth Per Share 53.76 % 41.18 % 79.33 % 478.85 %
Net Income 5 Yeari Growth Per Share -139.25 % 135.44 % 41.35 % 472.69 %
Net Income 10 Yeari Growth Per Share -26635.28 % 818.76 % 97.71 % 607.92 %
Operating Income Growth -69.77 % 17.45 % 15.14 % 81.74 %
Operating Cash Flow Growth (CFG) -36.1 % 14.86 % 11.5 % 14.07 %
Operating 3 Year CFG 147.44 % 54.23 % 111.31 % 67.03 %
Operating 5 Year CFG 5748.71 % 129.76 % 82.44 % 214.87 %
Operating 10 Year CFG 2180.28 % 404.89 % 129.34 % 683.95 %
EPS Growth 60.34 % 15.51 % 17.06 % -57.67 %
EPS Diluted Growth 60.34 % 15.59 % 16.98 % -56.04 %
Book Value Per Share -104.98 % 27.9 % 123.3 % 45.85 %
Share Holder 3 Year Equity Growth Per Share -103.08 % 107.99 % 418.3 % 3223.79 %
Share Holder 5 Year Equity Growth Per Share 88.39 % 197.25 % 95.01 % 523.21 %
Share Holder 10 Year Equity Growth Per Share 42.44 % 371.83 % -33.64 % 904.21 %
Dividend Per Share Growth - 10.59 % 6.27 % -
Dividend 3 Year Growth Per Share - 33.92 % 32.82 % -
Dividend 5 Year Growth Per Share - 62.88 % 77.87 % -
Dividend 10 Year Growth Per Share - 168.09 % 232.13 % -
Debt Growth 3.65 % -9.74 % 10.2 % -74.84 %
Free Cash Flow Growth -36.03 % -3.32 % -103.34 % 11.9 %
Updated On 31 Dec 2024 30 Jun 2025 31 May 2025 31 Jul 2025
Profitability
RVYL MSFT ORCL PLTR PANW ADBE
Gross Profit Margin TTM 42.68 % 68.59 % 68.54 % 82.37 % 73.47 % 89.11 %
Return on Assets TTM -85.29 % 17.93 % 7.52 % 18.26 % 4.75 % 24.17 %
Return on Equity TTM 542.13 % 33.61 % 67.59 % 25.66 % 14.85 % 59.5 %
Return on Capital Employed TTM 1900.33 % 26.63 % 11.05 % 18.3 % 7.85 % 45.12 %
Net Income Per EBT TTM 134.66 % 81.39 % 88.81 % 98.05 % 68.16 % 81.63 %
EBT Per Ebit TTM 128.34 % 102.79 % 94.01 % 117.21 % 129.53 % 100.32 %
EBIT Per Revenue TTM -32.62 % 46.67 % 30.28 % 31.59 % 13.24 % 36.63 %
Cash Flow To Debt Ratio TTM -156.66 % 278.62 % 17.92 % 931.15 % 1149.54 % 150.89 %
Receivables Turnover TTM 42.22 5.4 6.46 4.29 7.12 10.14
Payables Turnover TTM 11.96 2.57 1.89 97.86 11.37 6.21
Inventory Turnover TTM - 90.61 - - - -
Fixed Asset Turnover TTM 1842.87 % 106.72 % 89.9 % 1775.51 % 1279.34 % 1087.83 %
Asset Turnover TTM 151.28 % 45.91 % 29.77 % 50.28 % 40.6 % 80.58 %
Operating Cash Flow Per Share TTM -5.06 21.6 7.78 0.89 5.86 24.06
Free Cash Flow Per Share TTM -7.38 10.42 -4.6 0.88 5.8 23.63
Cash Per Share TTM 141.61 % 1203.9 % 690.15 % 300.68 % 620.03 % 1581.53 %
Operating Cash Flow Sales Ratio TTM -11.65 % 52.55 % 36.54 % 47.72 % 41.62 % 42.2 %
Free Cash Flow Operating Cash Flow Ratio TTM 145.81 % 48.23 % -59.12 % 98.41 % 99 % 98.22 %
Cash Flow Coverage Ratios TTM -156.66 % 278.62 % 17.92 % 931.15 % 1149.54 % 150.89 %
Price To Free Cash Flows Ratio TTM -0.79 38.79 -34.26 147.48 28.71 10.93
Price To Operating Cash Flows Ratio TTM -1.36 18.72 20.18 151.65 28.22 10.69
Price Cash Flow Ratio TTM -1.36 18.72 20.18 151.65 28.22 10.69
Income Statement (TTM)
RVYL MSFT ORCL PLTR PANW ADBE
Revenue $0.06B $281.72B $57.4B $4.48B $9.22B $23.77B
Gross Profit $0.02B $193.89B $40.47B $3.69B $6.77B $21.06B
Gross Profit Ratio 40.05% 68.82% 70.51% 82.37% 73.41% 88.61%
EBITDA $-0.02B $160.17B $23.91B $1.44B $1.94B $9.75B
Net Income $-0.03B $101.83B $12.44B $1.63B $1.13B $7.13B
EPS Diluted -140.35 13.64 4.34 0.63 1.6 16.7
Balance Sheet (MRQ)
RVYL MSFT ORCL PLTR PANW ADBE
Long Term Debt $0.02B $57.59B $96.83B $0.18B $0.34B $6.57B
Total Liabilities $0.12B $275.52B $147.39B $1.41B $15.75B $17.87B
Total Equity $-0B $343.48B $20.97B $7.49B $7.82B $11.62B
Total Investments $0B $79.45B $0.42B $5.75B $7.19B $1.16B
Total Debt $0.02B $60.59B $104.1B $0.23B $0.34B $6.65B
Total Assets $0.12B $619B $168.36B $8.9B $23.58B $29.5B
Cash Flow Statement (TTM)
RVYL MSFT ORCL PLTR PANW ADBE
Net Income $-0.03B $101.83B $12.44B $1.63B $1.13B $7.13B
Inventory $0B $0.31B $0B $0B $0B $0B
Dividends Paid $0B $-24.08B $-4.74B $0B $0B $0B
Operating Cash Flow $0.02B $136.16B $20.82B $2.13B $3.72B $10.03B
Capital Expenditure $-0B $-64.55B $-21.22B $-0.03B $-0.25B $-0.18B
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ETFs With Exposure to RVYL
Ticker ETF Name Weight Percentage Price
VTI Vanguard Total Stock Market Index Fund 0 341.47
VXF Vanguard Extended Market Index Fund 0.00005 218.1
IWC iShares Micro-Cap ETF 0.00408 168.25
BKCH Global X Blockchain ETF 0.56 64.75
VTSAX Vanguard Total Stock Market Index Fund 0 166.24
VIEIX Vanguard Extended Market Index Fund Institutional Shares 0.00005 165.55
VITSX Vanguard Total Stock Market Index Fund 0 166.27
SWTSX Schwab Total Stock Market Index Fd Select Shs a Series of Schwab Capit 0.000006604 16.69
VEXAX Vanguard Extended Market Index Fd Admiral Shs 0.00005 165.56
VEMPX Vanguard Extended Market Index InstlPlus 0.00005 408.54
VSMPX Vanguard Total Stock Mkt Idx Instl Pls 0 311.9
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