Profile
JRVR FNF AIZ FAF ESNT ACT
Company Name James River Group Holdings, Ltd. Fidelity National Financial, Inc. Assurant, Inc. First American Financial Corporation Essent Group Ltd. Enact Holdings, Inc.
Sector Financial Services Financial Services Financial Services Financial Services Financial Services Financial Services
Industry Insurance - Specialty Insurance - Specialty Insurance - Specialty Insurance - Specialty Insurance - Specialty Insurance - Specialty
Market Cap $323.60M $14.96B $12.19B $6.86B $6.31B $6.23B
Employees 0.65K 23.53K 14.20K 19.04K 0.56K 0.42K
CEO Frank N. D'Orazio Michael Joseph Nolan Keith Warner Demmings Mark Edward Seaton Mark Anthony Casale Rohit Gupta
Ratings
JRVR FNF AIZ FAF ESNT ACT
Quant Rating Score 2 3 4 3 4 4
Quant Rating Sell Neutral Buy Neutral Buy Buy
Trading
JRVR FNF AIZ FAF ESNT ACT
Last Close $5.53 $57.17 $224.83 $62.03 $60.17 $36.9
High 52 $6.19 $66.59 $228.68 $70.63 $65.48 $39.23
Low 52 $3.5 $51.22 $179.73 $54.11 $52.73 $31.15
Price vs. 52 Week High -10.66 % -14.15 % -1.68 % -12.18 % -8.11 % -5.94 %
Price vs. 52 Week Low 58 % 11.62 % 25.09 % 14.64 % 14.11 % 18.46 %
Total Return
JRVR FNF AIZ FAF ESNT ACT
1 Month Return 5.74 % 3.49 % 7.52 % 3.78 % 1.13 % 3.86 %
3 Month Return -2.81 % -2.59 % 7.5 % -2.97 % -2.22 % -1.02 %
6 Month Return 14.73 % -1.84 % 11.12 % 1.79 % 0.57 % 0.63 %
9 Month Return 14.02 % -1.94 % 11.56 % -3.3 % 6.85 % 9.92 %
YTD Return 13.55 % 1.83 % 5.45 % -0.66 % 10.53 % 13.96 %
1 Year Return 24.27 % -6.19 % 2.58 % -6.37 % 7.85 % 8.72 %
3 Year Return 0 % 0 % 0 % 0 % 0 % 0 %
5 Year Return 0 % 0 % 0 % 0 % 0 % 0 %
Dividends
JRVR FNF AIZ FAF ESNT ACT
Dividend Yield Percentage (TTM) 0.57 % 3.66 % 1.35 % 3.24 % 1.9 % 1.89 %
Dividend Paid and Capex Coverage Ration (TTM) 1.02 % 8.43 % 3.09 % 2.14 % 6.15 % 5.92 %
Dividend Per Share (TTM) 0.04 % 2.02 % 3.28 % 2.18 % 1.24 % 0.82 %
Payout Ratio (TTM) -20.52 % 46.79 % 19.47 % 46.13 % 17.35 % 17.64 %
Profitability
JRVR FNF AIZ FAF ESNT ACT
Gross Profit Margin TTM 15.83 % 53.34 % 77.08 % 63.01 % 89.74 % 54.52 %
Return on Assets TTM -1 % 1.1 % 2.37 % 2.74 % 9.56 % 9.78 %
Return on Equity TTM -7.99 % 14.65 % 15.72 % 9.48 % 12.4 % 12.83 %
Return on Capital Employed TTM -0.94 % 1.49 % 2.95 % 3.63 % 12.13 % 13.77 %
Net Income Per EBT TTM 106.75 % 71.54 % 80.54 % 75.51 % 84.45 % 78.51 %
EBT Per Ebit TTM 100 % 103.03 % 100 % 100 % 100 % 98.71 %
EBIT Per Revenue TTM -7.16 % 11.56 % 8.39 % 9.02 % 63.62 % 70.48 %
Cash Flow To Debt Ratio TTM 4.69 % 121.95 % 57.36 % 31.85 % - 94.61 %
Receivables Turnover TTM 0.28 0.79 - 15.16 24.37 -
Payables Turnover TTM 5.85 1.69 - 2.77 - -
Inventory Turnover TTM - - - - - -
Fixed Asset Turnover TTM - 2588.11 % - 784.68 % 2618.54 % -
Asset Turnover TTM 13.06 % 12.86 % 35.13 % 40.21 % 17.79 % 17.91 %
Operating Cash Flow Per Share TTM 0.34 21.39 24.9 8.75 8.53 4.88
Free Cash Flow Per Share TTM 0.23 20.86 20.1 6.8 8.36 4.88
Cash Per Share TTM 2015.35 % 11897.06 % - 2890.34 % 91.33 % 403.7 %
Operating Cash Flow Sales Ratio TTM 2.39 % 42.41 % 10.07 % 12.8 % 65.26 % 57.06 %
Free Cash Flow Operating Cash Flow Ratio TTM 67.22 % 97.54 % 80.71 % 77.72 % 98.02 % 100 %
Cash Flow Coverage Ratios TTM 4.69 % 121.95 % 57.36 % 31.85 % - 94.61 %
Price To Free Cash Flows Ratio TTM 31.11 2.64 11.93 9.74 7.54 8.85
Price To Operating Cash Flows Ratio TTM 20.91 2.58 9.77 7.69 7.65 8.84
Price Cash Flow Ratio TTM 20.91 2.58 9.77 7.69 7.65 8.84
Income Statement (TTM)
JRVR FNF AIZ FAF ESNT ACT
Revenue $0.71B $13.36B $11.88B $6.12B $1.27B $1.23B
Gross Profit $0.09B $7.07B $9.11B $3.76B $1.19B $0B
Gross Profit Ratio 12.34% 52.94% 76.71% 61.37% 93.59% 0%
EBITDA $-0.05B $2.69B $1.26B $0.52B $0.9B $0.9B
Net Income $-0.08B $1.27B $0.76B $0.13B $0.73B $0.67B
EPS Diluted -3.06 4.65 14.46 1.26 6.85 4.52
Balance Sheet (MRQ)
JRVR FNF AIZ FAF ESNT ACT
Long Term Debt $0.3B $4.71B $2.08B $1.78B $0.49B $0.74B
Total Liabilities $4.41B $86.84B $29.91B $9.98B $1.51B $1.54B
Total Equity $0.59B $8.53B $5.11B $4.93B $5.6B $5.36B
Total Investments $1.55B $63.62B $8.54B $8.65B $6.18B $0B
Total Debt $0.3B $4.71B $2.08B $2.42B $0.49B $0.74B
Total Assets $5.01B $95.37B $35.02B $14.91B $7.11B $6.89B
Cash Flow Statement (TTM)
JRVR FNF AIZ FAF ESNT ACT
Net Income $-0.08B $1.39B $0.76B $0.13B $0.73B $0.69B
Inventory $0B $0B $0B $0B $0B $0B
Dividends Paid $-0.02B $-0.53B $-0.16B $-0.22B $-0.12B $-0.11B
Operating Cash Flow $-0.25B $6.82B $1.33B $0.9B $0.86B $0.69B
Capital Expenditure $-0B $-0.15B $-0.22B $-0.22B $-0.01B $0B
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ETFs With Exposure to JRVR
Ticker ETF Name Weight Percentage Price
IWM iShares Russell 2000 ETF 0.01 266.16
VTI Vanguard Total Stock Market Index Fund 0.00036 341.8
IJR iShares Core S&P Small-Cap ETF 0.02792 132.07
SCHB Schwab U.S. Broad Market ETF 0.000579756 26.73
ITOT iShares Core S&P Total U.S. Stock Market ETF 0.00025 151.51
SCHA Schwab U.S. Small-Cap ETF 0.00758865 30.91
VFH Vanguard Financials Index Fund 0.00273 131.42
FNCL Fidelity MSCI Financials Index ETF 0.0204839 76.55
IWN iShares Russell 2000 Value ETF 0.02 200.82
IWV iShares Russell 3000 ETF 0 394.03
SPSM SPDR Portfolio S&P 600 Small Cap ETF 0.027854 51.48
FNDB Schwab Fundamental U.S. Broad Market Index ETF 0.000814517 28.44
PRFZ Invesco FTSE RAFI US 1500 Small-Mid ETF 0.009761 49.0861
VXF Vanguard Extended Market Index Fund 0.00373 219.45
IJS iShares S&P Small-Cap 600 Value ETF 0.05028 126.36
HDG ProShares Hedge Replication ETF 0.00109109 52.7979
SPTM SPDR Portfolio S&P 1500 Composite Stock Market ETF 0.000638 84.21
FNDA Schwab Fundamental U.S. Small Company Index ETF 0.0096022 34.92
DES WisdomTree U.S. SmallCap Dividend Fund 0.01655 37.57
UWM ProShares Ultra Russell2000 0.00594489 54.41
SLY SPDR S&P 600 Small Cap ETF 0.084662 85.46
SLYV SPDR S&P 600 Small Cap Value ETF 0.05477 101.15
VTHR Vanguard Russell 3000 Index Fund 0.00029 306.215
ONEQ Fidelity Nasdaq Composite Index ETF 0 90.87
IWC iShares Micro-Cap ETF 0.05 169.95
IAK iShares U.S. Insurance ETF 0.02889 134.7
KBWD Invesco KBW High Dividend Yield Financial ETF 0.25 13.8688
TILT FlexShares Morningstar US Market Factors Tilt Index Fund 0.0074 257.031
URTY ProShares UltraPro Russell2000 0.00456114 65.72
VTWV Vanguard Russell 2000 Value Index Fund 0.0168 177.006
CSML IQ Chaikin U.S. Small Cap ETF 0.22 34.9484
DMRS DeltaShares S&P 600 Managed Risk ETF 0.09 53.4943
EWSC Invesco S&P SmallCap 600 Equal Weight ETF 0.17 67.42
FDM First Trust Dow Jones Select MicroCap Index Fund 0.45 87.12
GSSC Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF 0.02 80.35
ISCB iShares Morningstar Small-Cap ETF 0.00719 69.98
ISCV iShares Morningstar Small-Cap Value ETF 0.01379 74.3769
KBWP Invesco KBW Property & Casualty Insurance ETF 0.236811 122.41
MMTM SPDR S&P 1500 Momentum Tilt ETF 0.000467 298.839
OMFS Invesco Russell 2000 Dynamic Multifactor ETF 0.005 48.28
PBSM Invesco PureBeta MSCI USA Small Cap ETF 0.019 31.9152
PSCF Invesco S&P SmallCap Financials ETF 0.104 61.5652
RWJ Invesco S&P SmallCap 600 Revenue ETF 0.039 54.33
SAA ProShares Ultra SmallCap600 0.00933276 30.8135
SMLV SPDR SSGA US Small Cap Low Volatility Index ETF 0.09415 143.708
SMMD iShares Russell 2500 ETF 0 81.28
SMMV iShares MSCI USA Small-Cap Min Vol Factor ETF 0.06701 45.31
VFVA Vanguard U.S. Value Factor ETF 0.11832 143.835
VIOO Vanguard S&P Small-Cap 600 Index Fund 0.06 121.9
VIOV Vanguard S&P Small-Cap 600 Value Index Fund 0.11 108.67
VLU SPDR S&P 1500 Value Tilt ETF 0.003188 224.905
VTWG Vanguard Russell 2000 Growth Index Fund 0.01 249.225
VTWO Vanguard Russell 2000 Index Fund 0.00792 107.59
XSU.TO iShares U.S. Small Cap Index ETF (CAD-Hedged) 0.01 50.34
PZW.TO Invesco FTSE RAFI Global Small-Mid ETF 0.0045 44.5
VUN.TO Vanguard U.S. Total Market Index ETF 0.00035 125.94
VUS.TO Vanguard U.S. Total Market Index ETF (CAD-hedged) 0.00035 118.65
VTSIX Vanguard Tax-Managed Funds - Vanguard Tax-Managed Small-Cap Fund 0.07 108.32
VTMSX Vanguard Tax Managed Small Cap Fund 0.07 108.07
VITNX Vanguard Institutional Total Stock Market Index Fund Institutional Shares 0.00038 115.08
VITPX Vanguard Institutional Total Stock Market Index Fund Institutional Plus Shares 0.00038 115.06
VSEQX Vanguard Horizon Funds - Vanguard Strategic Equity Fund 0.02423 39.79
VSTCX Vanguard Strategic Small-Cap Equity Fund Investor Shares 0.07721 45.28
VQNPX Vanguard Growth and Income Fund 0.00055 67.73
VGIAX Vanguard Quantitative Funds - Vanguard Growth and Income Fund 0.00055 110.52
VBAIX Vanguard Balanced Index Fund Institutional Shares 0.00023 52.59
VBIAX Vanguard Balanced Index Fund Admiral Shares 0.00023 52.59
VBINX Vanguard Balanced Index Fund Investor Shares 0.00023 52.59
IEFN iShares Evolved U.S. Financials ETF 0.01 31
RYLD Global X Russell 2000 Covered Call ETF 0 15.75
AVUV Avantis U.S. Small Cap Value ETF 0 114.49
AVUS Avantis U.S. Equity ETF 0 117.13
PQSG PGIM ETF Trust - PGIM QMA Strategic Alpha Small-Cap Growth ETF 0.14 72.5283
VGRO.TO Vanguard Growth ETF Portfolio 0.00013 44.3
STSB iShares Factors US Small Blend Style ETF 0.08 21.66
VEQT.TO Vanguard All-Equity ETF Portfolio 0.00016 55.73
VBAL.TO Vanguard Balanced ETF Portfolio 0.0001 37.81
VCNS.TO Vanguard Conservative ETF Portfolio 0.00007 32.08
VCIP.TO Vanguard Conservative Income ETF Portfolio 0.00003 27.325
VRIF.TO Vanguard Retirement Income ETF Portfolio 0.00003 26.945
DFAU Dimensional US Core Equity Market ETF 0.00094435 48.02
SVAL iShares US Small Cap Value Factor ETF 0.13 38.08
XJR iShares ESG Screened S&P Small-Cap ETF 0.00359 46.5876
DFUS Dimensional U.S. Equity ETF 0.00014267 75.5
DFAT Dimensional U.S. Targeted Value ETF 0.00066449 66.63
DFAS Dimensional U.S. Small Cap ETF 0.007672 76.39
DFAC Dimensional U.S. Core Equity 2 ETF 0.00125937 41.31
VTSAX Vanguard Total Stock Market Index Fund 0.00036 166.35
VFAIX Vanguard Financials Index Fund 0.00273 65.86
NTKI Nationwide Russell 2000 Risk-Managed Income ETF 0.01 19.0104
R2US.L SPDR Russell 2000 US Small Cap UCITS ETF 0.007134 78.52
WSML.L iShares MSCI World Small Cap UCITS ETF 0.01 9.935
JMEE JPMorgan Market Expansion Enhanced Equity ETF 0.01 70.39
VIEIX Vanguard Extended Market Index Fund Institutional Shares 0.00373 166.39
VITSX Vanguard Total Stock Market Index Fund 0.00036 166.38
DFSV Dimensional US Small Cap Value ETF 0.001597 37.09
DFUV Dimensional US Marketwide Value ETF 0.00009109 50.47
ISP6.L iShares S&P Small Cap 600 UCITS ETF USD (Dist) 0.0248 7861
XRS2.F Xtrackers Russell 2000 UCITS ETF 0.00851123 318.35
SC0K.DE Invesco Russell 2000 UCITS ETF 0.0079 115.64
AVIE Avantis Inflation Focused Equity ETF 0 72.2528
DFSU Dimensional US Sustainability Core 1 ETF 0.00129012 44.29
IUSN.DE iShares MSCI World Small Cap UCITS ETF 0.00489 8.35
SWTSX Schwab Total Stock Market Index Fd Select Shs a Series of Schwab Capit 0.000950169 16.7
VEXAX Vanguard Extended Market Index Fd Admiral Shs 0.00373 166.41
CUSS.L iShares VII PLC - iShares MSCI USA Small Cap ESG Enhanced UCITS ETF USD (Acc) 0.00142 643.3
RTYS.L Invesco Russell 2000 UCITS ETF 0.0079 137.58
SXRG.DE iShares VII PLC - iShares MSCI USA Small Cap ESG Enhanced UCITS ETF USD (Acc) 0.00148 540
XRSG.L Xtrackers (IE) Public Limited Company - Xtrackers Russell 2000 UCITS ETF 0.00851123 29157
BBSC JPMorgan BetaBuilders U.S. Small Cap Equity ETF 0.02 80.0339
IUS3.DE iShares S&P Small Cap 600 UCITS ETF USD (Dist) 0.04392 90.38
IDP6.L iShares S&P Small Cap 600 UCITS ETF USD (Dist) 0.1 107.53
XRSU.L Xtrackers (IE) Public Limited Company - Xtrackers Russell 2000 UCITS ETF 0.00851123 398.72
ZPRR.DE SPDR Russell 2000 US Small Cap UCITS ETF 0.007134 65.97
R2SC.L SPDR Russell 2000 US Small Cap UCITS ETF 0.007134 57.43
WLDS.L iShares MSCI World Small Cap UCITS ETF 0.01 7.27
XRS2.DE Xtrackers Russell 2000 UCITS ETF 0.00851123 335.2
USFM.L UBS (Irl) ETF plc - MSCI USA Select Factor Mix UCITS ETF (USD) A-dis 0 2956
SWSSX Schwab Small-Cap Index Fund-Select Shares 0.0111568 43.02
USUE.DE UBS (Irl) ETF plc - MSCI USA Select Factor Mix UCITS ETF (USD) A-acc 0 38.025
QVMS Invesco S&P SmallCap 600 QVM Multi-factor ETF 0.031 31.0633
JKJ iShares Morningstar Small-Cap ETF 0.03 231.193
AVSC Avantis U.S. Small Cap Equity ETF 0.02 65.25
PLTL Principal US Small-Cap Adaptive Multi-Factor ETF 0.136792 22.145
JKL iShares Morningstar Small-Cap Value ETF 0.05 172.726
VMNFX Vanguard Market Neutral Fund -3.56 14.11
QWST Harbor ETF Trust - Harbor Small Cap Explorer ETF 0.2 32.0152
VTS.AX Vanguard US Total Market Shares Index ETF 0.00036 482.09
IJR.AX iShares S&P Small-Cap ETF 0.03359 186.72
DCOR Dimensional ETF Trust 0.00102158 76.53
VEMPX Vanguard Extended Market Index InstlPlus 0.00373 410.63
ITDG iShares Trust 0 39.4501
ITDI iShares Trust 0 39.4096
ITDH iShares Trust 0 39.45
ITDF iShares Trust 0 38.9027
ITDC iShares Trust 0 35.15
ITDB iShares Trust 0 33.84
ITDD Integrated Data Corp. 0 36.63
ITDE iShares Trust 0 37.7759
CSUSS.MI iShares VII PLC - iShares MSCI USA Small Cap ESG Enhanced UCITS ETF USD (Acc) 0.00143 539.69
USFMDN.MX UBS (Irl) ETF Public Limited Company - MSCI USA Select Factor Mix UCITS ETF 0 382
VSMPX Vanguard Total Stock Mkt Idx Instl Pls 0.00036 312.11
SFSNX Schwab Fundamental US Small Company Idx 0.0259631 20.87
RSSL Global X Funds 0.01 104.25
EBIT Harbor ETF Trust - Harbor AlphaEdge Small Cap Earners ETF 0.0246687 36.8562
DXUV Dimensional ETF Trust 0.00368193 63.24
ITDJ iShares Trust 0 30.6464
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