Profile
GHLD RKT COOP MMAC UWMC PFSI
Company Name Guild Holdings Company Rocket Companies, Inc. Mr. Cooper Group Inc. MMA Capital Holdings, Inc. UWM Holdings Corporation PennyMac Financial Services, Inc.
Sector Financial Services Financial Services Financial Services Financial Services Financial Services Financial Services
Industry Financial - Mortgages Financial - Mortgages Financial - Mortgages Financial - Mortgages Financial - Mortgages Financial - Mortgages
Market Cap $1.25B $53.01B $13.49B $11.26B $7.20B $4.97B
Employees 5.27K 14.20K 7.90K 0.00K 9.10K 4.46K
CEO Terry Lynn Schmidt Varun Krishna Jesse K. Bray CPA Michael Falcone Mathew R. Ishbia David A. Spector
Ratings
GHLD RKT COOP MMAC UWMC PFSI
Quant Rating Score 3 2 2 4 2 2
Quant Rating Neutral Sell Sell Buy Sell Sell
Trading
GHLD RKT COOP MMAC UWMC PFSI
Last Close $19.93 $16.42 $210.79 $27.77 $4.9 $124.47
High 52 $20.16 $21.18 $220.9 $27.77 $6.91 $132.96
Low 52 $12.1 $10.28 $91.4 $27.77 $3.94 $89.28
Price vs. 52 Week High -1.14 % -22.47 % -4.58 % 0 % -29.09 % -6.39 %
Price vs. 52 Week Low 64.71 % 59.73 % 130.62 % 0 % 24.37 % 39.42 %
Total Return
GHLD RKT COOP MMAC UWMC PFSI
1 Month Return 0.4 % -1.44 % 0 % 0 % -9.26 % 3.72 %
3 Month Return 0.4 % -7.91 % 13.62 % 0 % -8.92 % 17.88 %
6 Month Return 55.58 % 24.02 % 59.92 % 0 % 13.16 % 22.31 %
9 Month Return 60.86 % 24.77 % 95.76 % 0 % -24.73 % 22.26 %
YTD Return 41.25 % 45.83 % 119.55 % 0 % -16.52 % 21.86 %
1 Year Return 42.36 % 19.77 % 115.2 % 0 % -21.47 % 18.69 %
3 Year Return 0 % 0 % 0 % 0 % 0 % 0 %
5 Year Return 0 % 0 % 0 % 0 % 0 % 0 %
Dividends
GHLD RKT COOP MMAC UWMC PFSI
Dividend Yield Percentage (TTM) 3.75 % 4.26 % 0.95 % - 8.42 % 1.26 %
Dividend Paid and Capex Coverage Ration (TTM) 0.61 % -1.87 % -0.1 % - -11.56 % 3.17 %
Dividend Per Share (TTM) 0.75 % 0.8 % 2 % - 0.4 % 1.2 %
Payout Ratio (TTM) 36.91 % -231.73 % - - 1328.5 % 9.3 %
Profitability
GHLD RKT COOP MMAC UWMC PFSI
Gross Profit Margin TTM 91.4 % 92.74 % 73.43 % 100 % 70.6 % 75.57 %
Return on Assets TTM 2.47 % -0.3 % 3.08 % 0 % 0.1 % 1.7 %
Return on Equity TTM 10.27 % -2.32 % 11.73 % 0 % 9.93 % 12.18 %
Return on Capital Employed TTM 6.06 % 2.55 % 7.66 % -0 % 2.31 % 4.74 %
Net Income Per EBT TTM 76.98 % -34.99 % 74.61 % 117.2 % 13.66 % 90.87 %
EBT Per Ebit TTM 100 % 56.15 % 96.1 % 85.32 % 100 % 52.73 %
EBIT Per Revenue TTM 12.62 % 8.42 % 34.75 % 383.95 % 6.52 % 23.34 %
Cash Flow To Debt Ratio TTM 1.02 % -3.84 % -0.57 % 3.34 % -22.68 % 3.85 %
Receivables Turnover TTM - 354.38 2.04 - 3.46 261.66
Payables Turnover TTM - 1.51 0.31 - 2.6 -
Inventory Turnover TTM - - - - - -
Fixed Asset Turnover TTM 1624.89 % 1339.12 % 3177.78 % - 671.77 % -
Asset Turnover TTM 25.45 % 18.4 % 12.37 % 0 % 11.14 % 15.24 %
Operating Cash Flow Per Share TTM 0.55 -4.98 -0.98 3.09 -14.88 4.56
Free Cash Flow Per Share TTM 0.4 -6.27 -10.44 3.09 -15.16 4.02
Cash Per Share TTM 171.31 % 3404.2 % 1223.69 % 492.16 % 393.35 % 1368.61 %
Operating Cash Flow Sales Ratio TTM 2.61 % -13.83 % -2.75 % 823796423.66 % -173.81 % 5.3 %
Free Cash Flow Operating Cash Flow Ratio TTM 73.29 % 125.89 % 1060.32 % 100 % 101.84 % 88.1 %
Cash Flow Coverage Ratios TTM 1.02 % -3.84 % -0.57 % 3.34 % -22.68 % 3.85 %
Price To Free Cash Flows Ratio TTM 50.15 -66.09 -20.19 626.76 -20.91 23.77
Price To Operating Cash Flows Ratio TTM 36.65 -3.77 -214.09 9 -0.32 20.95
Price Cash Flow Ratio TTM 36.65 -3.77 -214.09 9 -0.32 20.95
Income Statement (TTM)
GHLD RKT COOP MMAC UWMC PFSI
Revenue $1.17B $5.4B $2.23B $0B $1.91B $4.36B
Gross Profit $1.06B $4.93B $1.53B $0B $1.37B $3.99B
Gross Profit Ratio 90.65% 91.31% 68.76% 100% 71.97% 91.42%
EBITDA $0.16B $0.78B $0.99B $0.01B $0.38B $1.51B
Net Income $0.1B $0.03B $0.67B $0B $0.01B $0.5B
EPS Diluted 1.56 0.21 10.19 - 0.13 9.3
Balance Sheet (MRQ)
GHLD RKT COOP MMAC UWMC PFSI
Long Term Debt $0.8B $5.08B $4.89B $0B $3B $6.16B
Total Liabilities $3.51B $15.47B $14.13B $0.54B $13.62B $25.08B
Total Equity $1.25B $9.04B $4.81B $0.29B $2.05B $4.31B
Total Investments $1.98B $9.52B $0B $0.41B $9.72B $0.41B
Total Debt $3.03B $13.98B $11.39B $0.54B $12.84B $6.16B
Total Assets $4.77B $24.51B $18.94B $0.09B $15.67B $29.39B
Cash Flow Statement (TTM)
GHLD RKT COOP MMAC UWMC PFSI
Net Income $0.1B $0.64B $0.67B $0B $0.33B $0.5B
Inventory $0B $0B $0B $0B $0B $0B
Dividends Paid $-0.03B $0B $0B $0B $-0.04B $0B
Operating Cash Flow $-0.66B $-2.63B $-0.72B $0.02B $-6.24B $0B
Capital Expenditure $-0.01B $-0.81B $-0.04B $0B $-0.04B $0B
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ETFs With Exposure to GHLD
Ticker ETF Name Weight Percentage Price
VTI Vanguard Total Stock Market Index Fund 0.00032 342.88
VFH Vanguard Financials Index Fund 0 132.405
PRFZ Invesco FTSE RAFI US 1500 Small-Mid ETF 0.002045 49.08
VXF Vanguard Extended Market Index Fund 0.00244 219.57
PZW.TO Invesco FTSE RAFI Global Small-Mid ETF 0.001 44.21
VITNX Vanguard Institutional Total Stock Market Index Fund Institutional Shares 0.00038 114.86
VITPX Vanguard Institutional Total Stock Market Index Fund Institutional Plus Shares 0.00038 114.84
VBAIX Vanguard Balanced Index Fund Institutional Shares 0.00021 52.46
VBIAX Vanguard Balanced Index Fund Admiral Shares 0.00021 52.45
VBINX Vanguard Balanced Index Fund Investor Shares 0.00021 52.45
DFAC Dimensional U.S. Core Equity 2 ETF 0.00003727 41.435
VTSAX Vanguard Total Stock Market Index Fund 0.00032 166.03
VFAIX Vanguard Financials Index Fund 0 66.69
VIEIX Vanguard Extended Market Index Fund Institutional Shares 0.00244 165.43
VITSX Vanguard Total Stock Market Index Fund 0.00032 166.06
DFSU Dimensional US Sustainability Core 1 ETF 0.00094252 44.425
SWTSX Schwab Total Stock Market Index Fd Select Shs a Series of Schwab Capit 0.00028647 16.66
VEXAX Vanguard Extended Market Index Fd Admiral Shs 0.00244 165.44
VTS.AX Vanguard US Total Market Shares Index ETF 0.00032 486.22
DCOR Dimensional ETF Trust 0.00024872 76.71
VEMPX Vanguard Extended Market Index InstlPlus 0.00244 408.25
VSMPX Vanguard Total Stock Mkt Idx Instl Pls 0.00032 311.51
DXUV Dimensional ETF Trust 0.00138226 63.4
RFLR Innovator ETFs Trust 0.02 30
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