Profile
GHLD RKT COOP MMAC UWMC PFSI
Company Name Guild Holdings Company Rocket Companies, Inc. Mr. Cooper Group Inc. MMA Capital Holdings, Inc. UWM Holdings Corporation PennyMac Financial Services, Inc.
Sector Financial Services Financial Services Financial Services Financial Services Financial Services Financial Services
Industry Financial - Mortgages Financial - Mortgages Financial - Mortgages Financial - Mortgages Financial - Mortgages Financial - Mortgages
Market Cap $1.24B $45.01B $13.49B $11.26B $8.53B $6.54B
Employees 5.27K 14.20K 7.90K 0.00K 9.10K 4.46K
CEO Terry Lynn Schmidt Varun Krishna Jesse K. Bray CPA Michael Falcone Mathew R. Ishbia David A. Spector
Ratings
GHLD RKT COOP MMAC UWMC PFSI
Quant Rating Score 3 2 2 4 2 3
Quant Rating Neutral Sell Sell Buy Sell Neutral
Trading
GHLD RKT COOP MMAC UWMC PFSI
Last Close $19.88 $16.76 $210.79 $27.77 $5.78 $126.86
High 52 $20.16 $21.18 $220.9 $27.77 $6.91 $132.96
Low 52 $12.1 $10.28 $91.4 $27.77 $3.94 $89.28
Price vs. 52 Week High -1.39 % -20.87 % -4.58 % 0 % -16.35 % -4.59 %
Price vs. 52 Week Low 64.3 % 63.04 % 130.62 % 0 % 46.7 % 42.09 %
Total Return
GHLD RKT COOP MMAC UWMC PFSI
1 Month Return -0.3 % -5.84 % 0 % 0 % -3.34 % 3.01 %
3 Month Return 0.05 % -7.04 % 11.33 % 0 % 32.42 % 27.83 %
6 Month Return 54.47 % 40.6 % 79.33 % 0 % 21.17 % 29.95 %
9 Month Return 56.78 % 31.97 % 101.25 % 0 % -3.99 % 20.52 %
YTD Return 40.89 % 48.85 % 119.55 % 0 % -1.53 % 24.2 %
1 Year Return 41.39 % 2.82 % 128.6 % 0 % -11.89 % 23.94 %
3 Year Return 0 % 0 % 0 % 0 % 0 % 0 %
5 Year Return 0 % 0 % 0 % 0 % 0 % 0 %
Dividends
GHLD RKT COOP MMAC UWMC PFSI
Dividend Yield Percentage (TTM) 3.77 % 5.02 % 0.95 % - 7.1 % 0.95 %
Dividend Paid and Capex Coverage Ration (TTM) -8.98 % -3.12 % -0.1 % - -20.29 % -17.43 %
Dividend Per Share (TTM) 0.75 % 0.8 % 2 % - 0.4 % 1.2 %
Payout Ratio (TTM) 238.84 % -78736.36 % - - 467.72 % 12.46 %
Growth
GHLD RKT COOP MMAC UWMC PFSI
Asset Growth 29.69 % 27.45 % 32 % 38.43 %
Gross Profit Growth 47.58 % 35.28 % 81.67 % -36.79 %
Revenue Growth 62.8 % 34.84 % 71.09 % -41.98 %
Revenue 3 Year -25.84 % -62.04 % -39.08 % -57.87 %
Revenue 5 Year 173.73 % -26.13 % 43.19 % 44.73 %
Revenue 10 Year 125.8 % -9.61 % 287.24 % 19.56 %
EBIT Growth 406.91 % 265.81 % 540.35 % 13.97 %
Net Income Growth 349 % 289.31 % 208.87 % 115.29 %
Net Income 3 Yeari Growth Per Share -66.27 % -91.18 % -86.75 % -61.17 %
Net Income 5 Yeari Growth Per Share 1601.87 % - -96.79 % 21.55 %
Net Income 10 Yeari Growth Per Share 29.43 % -97.29 % -88.36 % 252.27 %
Operating Income Growth 406.91 % 265.81 % 540.35 % -28.75 %
Operating Cash Flow Growth (CFG) -619.18 % -2483.09 % -3877.14 % -186.51 %
Operating 3 Year CFG -195.53 % -131.43 % 43.22 % -321.3 %
Operating 5 Year CFG -51.77 % 73.11 % -65.27 % -209.69 %
Operating 10 Year CFG -1929.15 % -670.9 % -665.67 % -226.32 %
EPS Growth 346.88 % 109.05 % 192.86 % 111.42 %
EPS Diluted Growth 343.75 % 240 % 192.86 % 113.14 %
Book Value Per Share 5.21 % -0.64 % -30.51 % 6.08 %
Share Holder 3 Year Equity Growth Per Share 34.33 % -2.29 % 2.74 % 40.18 %
Share Holder 5 Year Equity Growth Per Share 201.79 % -85.71 % 1068143.65 % 184.92 %
Share Holder 10 Year Equity Growth Per Share 177.9 % - -35.86 % 645.92 %
Dividend Per Share Growth 0.02 % - -10.68 % 23.35 %
Dividend 3 Year Growth Per Share -75.01 % -100 % -97.6 % 23.38 %
Dividend 5 Year Growth Per Share -7.69 % - -49.46 % 724.07 %
Dividend 10 Year Growth Per Share -25 % - -58.88 % -
Debt Growth 47.27 % 46.15 % 47.13 % 137.09 %
Free Cash Flow Growth -588.04 % -6969.66 % -4624.85 % -181.48 %
Updated On 31 Dec 2024 31 Dec 2024 31 Dec 2024 31 Dec 2024
Profitability
GHLD RKT COOP MMAC UWMC PFSI
Gross Profit Margin TTM 73.91 % 89.6 % 73.43 % 100 % 69.37 % 98.1 %
Return on Assets TTM 0.51 % -0 % 3.08 % 0 % 0.09 % 1.96 %
Return on Equity TTM 2.14 % -0.01 % 11.73 % 0 % 7.62 % 12.49 %
Return on Capital Employed TTM 1.97 % 0.42 % 7.66 % -0 % 2.39 % 6.35 %
Net Income Per EBT TTM 103.65 % 1.45 % 74.61 % 117.2 % 8.28 % 91.28 %
EBT Per Ebit TTM 40.55 % -16.64 % 96.1 % 85.32 % 100 % 47.53 %
EBIT Per Revenue TTM 5.63 % 2.48 % 34.75 % 383.95 % 7.6 % 58.1 %
Cash Flow To Debt Ratio TTM -19.56 % -10.53 % -0.57 % 3.34 % -21.29 % -26.12 %
Receivables Turnover TTM 17.87 336.15 2.04 - 2.62 -
Payables Turnover TTM - 1.4 0.31 - 2.87 -
Inventory Turnover TTM - - - - - -
Fixed Asset Turnover TTM 1337.02 % 1134.24 % 3177.78 % - 674.66 % -
Asset Turnover TTM 21.65 % 16.92 % 12.37 % 0 % 13.57 % 7.79 %
Operating Cash Flow Per Share TTM -10.43 -12.49 -0.98 3.09 -11.84 -31.08
Free Cash Flow Per Share TTM -10.6 0.36 -10.44 3.09 -12.15 -31.67
Cash Per Share TTM 172.7 % 2982.61 % 1223.69 % 492.16 % 242.41 % 1202.36 %
Operating Cash Flow Sales Ratio TTM -59.52 % -41.69 % -2.75 % 823796423.66 % -127.04 % -81.26 %
Free Cash Flow Operating Cash Flow Ratio TTM 101.63 % -2.91 % 1060.32 % 100 % 102.61 % 101.87 %
Cash Flow Coverage Ratios TTM -19.56 % -10.53 % -0.57 % 3.34 % -21.29 % -26.12 %
Price To Free Cash Flows Ratio TTM -1.88 11904.29 -20.19 626.76 -33.86 -3.99
Price To Operating Cash Flows Ratio TTM -1.91 -1.28 -214.09 9 -0.48 -4.08
Price Cash Flow Ratio TTM -1.91 -1.28 -214.09 9 -0.48 -4.08
Income Statement (TTM)
GHLD RKT COOP MMAC UWMC PFSI
Revenue $1.17B $5.4B $2.23B $0B $1.91B $1.59B
Gross Profit $1.06B $4.93B $1.53B $0B $1.37B $1.56B
Gross Profit Ratio 90.65% 91.31% 68.76% 100% 71.97% 97.62%
EBITDA $0.16B $0.78B $0.99B $0.01B $0.38B $0.47B
Net Income $0.1B $0.03B $0.67B $0B $0.01B $0.31B
EPS Diluted 1.56 0.21 10.19 - 0.13 5.84
Balance Sheet (MRQ)
GHLD RKT COOP MMAC UWMC PFSI
Long Term Debt $0.78B $5.08B $4.89B $0B $2.99B $11.87B
Total Liabilities $3.51B $15.47B $14.13B $0.54B $13.62B $22.26B
Total Equity $1.25B $9.04B $4.81B $0.29B $2.05B $3.83B
Total Investments $1.98B $9.52B $0B $0.41B $0.1B $0.42B
Total Debt $3.03B $13.98B $11.39B $0.54B $12.84B $20.55B
Total Assets $4.77B $24.51B $18.94B $0.09B $15.67B $26.09B
Cash Flow Statement (TTM)
GHLD RKT COOP MMAC UWMC PFSI
Net Income $0.1B $0.64B $0.67B $0B $0.33B $0.31B
Inventory $0B $0B $0B $0B $0B $0B
Dividends Paid $-0.03B $0B $0B $0B $-0.04B $-0.05B
Operating Cash Flow $-0.66B $-2.63B $-0.72B $0.02B $-6.24B $-4.53B
Capital Expenditure $-0.01B $-0.81B $-0.04B $0B $-0.04B $-0.02B
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ETFs With Exposure to GHLD
Ticker ETF Name Weight Percentage Price
VTI Vanguard Total Stock Market Index Fund 0.00033 331.74
VFH Vanguard Financials Index Fund 0 127.64
PRFZ Invesco FTSE RAFI US 1500 Small-Mid ETF 0.002 44.49
VXF Vanguard Extended Market Index Fund 0.00247 207.09
PZW.TO Invesco FTSE RAFI Global Small-Mid ETF 0.001 41.27
VITNX Vanguard Institutional Total Stock Market Index Fund Institutional Shares 0.00039 112.79
VITPX Vanguard Institutional Total Stock Market Index Fund Institutional Plus Shares 0.00039 112.77
VBAIX Vanguard Balanced Index Fund Institutional Shares 0.00022 52.92
VBIAX Vanguard Balanced Index Fund Admiral Shares 0.00022 52.91
VBINX Vanguard Balanced Index Fund Investor Shares 0.00022 52.91
DFAC Dimensional U.S. Core Equity 2 ETF 0.00007068 38.62
VTSAX Vanguard Total Stock Market Index Fund 0.00033 161.42
VFAIX Vanguard Financials Index Fund 0 63.97
VIEIX Vanguard Extended Market Index Fund Institutional Shares 0.00247 157.12
VITSX Vanguard Total Stock Market Index Fund 0.00033 161.45
DFSU Dimensional US Sustainability Core 1 ETF 0.00093155 42.65
SWTSX Schwab Total Stock Market Index Fd Select Shs a Series of Schwab Capit 0.00028647 16.35
VEXAX Vanguard Extended Market Index Fd Admiral Shs 0.00247 157.14
VTS.AX Vanguard US Total Market Shares Index ETF 0.00034 510.28
DCOR Dimensional ETF Trust 0.00024674 72.145
VEMPX Vanguard Extended Market Index InstlPlus 0.00247 387.76
VSMPX Vanguard Total Stock Mkt Idx Instl Pls 0.00033 302.86
DXUV Dimensional ETF Trust 0.00137063 58.075
RFLR Innovator ETFs Trust 0.02 27.795
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