Profile
BWIN MRSH MMC AON AJG WTW
Company Name The Baldwin Insurance Group, Inc. Marsh & McLennan Companies, Inc. Marsh & McLennan Companies, Inc. Aon plc Arthur J. Gallagher & Co. Willis Towers Watson Public Limited Company
Sector Financial Services Financial Services Financial Services Financial Services Financial Services Financial Services
Industry Insurance - Brokers Insurance - Brokers Insurance - Brokers Insurance - Brokers Insurance - Brokers Insurance - Brokers
Market Cap $1.40B $90.65B $89.82B $73.07B $62.34B $32.53B
Employees 4.00K 90.00K 90.00K 60.00K 53.71K 49.00K
CEO Trevor Lowry Baldwin John Quinlan Doyle John Quinlan Doyle Gregory Clarence Case J. Patrick Gallagher Jr. Carl Aaron Hess
Ratings
BWIN MRSH MMC AON AJG WTW
Quant Rating Score 2 3 3 3 3 3
Quant Rating Sell Neutral Neutral Neutral Neutral Neutral
Trading
BWIN MRSH MMC AON AJG WTW
Last Close $27.97 - $180.87 $350.02 $259.31 $318.6
High 52 $49.34 - $244.33 $409.27 $348.77 $349.93
Low 52 $21.49 - $176.58 $326.07 $242.98 $295.96
Price vs. 52 Week High -43.31 % - -25.97 % -14.48 % -25.65 % -8.95 %
Price vs. 52 Week Low 30.15 % - 2.43 % 7.35 % 6.72 % 7.65 %
Total Return
BWIN MRSH MMC AON AJG WTW
1 Month Return 20.93 % - -4.6 % 0.99 % -7.54 % -3.5 %
3 Month Return -14.44 % - -12.89 % -4.2 % -11.95 % -3.33 %
6 Month Return -28.68 % - -21.83 % -3.29 % -24.23 % 2.14 %
9 Month Return -31.88 % - -21.41 % -10.5 % -20.53 % -1.14 %
YTD Return -27.84 % - -14.85 % -2.54 % -8.65 % 1.71 %
1 Year Return -36.75 % - -18.06 % -7.68 % -11.34 % 3.58 %
3 Year Return 0 % - 0 % 0 % 0 % 0 %
5 Year Return 0 % - 0 % 0 % 0 % 0 %
Dividends
BWIN MRSH MMC AON AJG WTW
Dividend Yield Percentage (TTM) - 1.9 % 1.9 % 0.86 % 1.07 % 1.08 %
Dividend Paid and Capex Coverage Ration (TTM) -0.56 % 2.65 % 2.65 % 3.83 % 1.95 % 3.06 %
Dividend Per Share (TTM) - 3.52 % 3.52 % 2.91 % 2.6 % 3.68 %
Payout Ratio (TTM) - 39.88 % 39.88 % 22.59 % 33.44 % 22.31 %
Growth
BWIN MRSH MMC AON AJG WTW
Asset Growth 0.94 % - - 3.71 % -4.84 %
Gross Profit Growth 16.13 % -100 % -100 % 10.53 % 6.98 %
Revenue Growth 13.95 % 10.32 % 10.32 % 9.45 % 4.71 %
Revenue 3 Year 84.31 % 32.34 % 32.34 % 35 % 38.49 %
Revenue 5 Year 188.02 % 61.43 % 61.43 % 66.77 % 51.21 %
Revenue 10 Year 117.14 % 126.32 % 126.32 % 135.83 % 72.06 %
EBIT Growth 200.56 % -100 % -100 % 10.8 % -75.76 %
Net Income Growth 72.8 % 2.46 % 2.46 % 39.22 % -109.29 %
Net Income 3 Yeari Growth Per Share 40 % 38.62 % 38.62 % 39.94 % -102.91 %
Net Income 5 Yeari Growth Per Share 19.97 % 112.65 % 112.65 % 101.57 % -111.96 %
Net Income 10 Yeari Growth Per Share -207.51 % 181.36 % 181.36 % 247.15 % -117.83 %
Operating Income Growth 242.53 % 6.98 % 6.98 % 22.79 % -54.07 %
Operating Cash Flow Growth (CFG) 128.81 % 23.01 % 23.01 % 14.7 % 12.42 %
Operating 3 Year CFG 90.9 % 55.22 % 55.22 % 6.04 % -7.94 %
Operating 5 Year CFG 140.08 % 61.26 % 61.26 % 34.35 % 78.27 %
Operating 10 Year CFG -4.81 % 203.13 % 203.13 % 125.46 % 108.82 %
EPS Growth 74 % 2.79 % 2.79 % 36.33 % -109.55 %
EPS Diluted Growth 74 % 3.06 % 3.06 % 36.27 % -109.65 %
Book Value Per Share -6.17 % -100 % -100 % 45.4 % -13.97 %
Share Holder 3 Year Equity Growth Per Share -28.11 % -100 % -100 % 1833.47 % -24.86 %
Share Holder 5 Year Equity Growth Per Share 124.7 % -100 % -100 % 187.41 % -1.26 %
Share Holder 10 Year Equity Growth Per Share -3.16 % -100 % -100 % 99.3 % 163.51 %
Dividend Per Share Growth -35.02 % 12.52 % 12.52 % 9.59 % 3.53 %
Dividend 3 Year Growth Per Share - 51.73 % 51.73 % 33.21 % 18.78 %
Dividend 5 Year Growth Per Share -99.29 % 85.67 % 85.67 % 63.98 % 37.14 %
Dividend 10 Year Growth Per Share -99.51 % 190.73 % 190.73 % 153.4 % 11.05 %
Debt Growth 0.56 % - - -7.61 % -0.17 %
Free Cash Flow Growth 162.6 % 25.46 % 25.46 % 14.24 % 14.87 %
Updated On 31 Dec 2024 31 Dec 2025 31 Dec 2025 31 Dec 2025 31 Dec 2024
Profitability
BWIN MRSH MMC AON AJG WTW
Gross Profit Margin TTM 24.2 % 42.27 % 42.27 % 47.22 % 54.75 % 42.06 %
Return on Assets TTM -0.74 % 7.09 % 7.09 % 5.26 % 2.11 % 5.44 %
Return on Equity TTM -4.58 % 27.6 % 27.6 % 37.61 % 6.5 % 20.1 %
Return on Capital Employed TTM 3.09 % 16.53 % 16.53 % 15.93 % 6.68 % 14.54 %
Net Income Per EBT TTM 62.4 % 75.1 % 75.1 % 78.99 % 79.85 % 83.12 %
EBT Per Ebit TTM -51.39 % 89.01 % 89.01 % 81.41 % 73.4 % 85.56 %
EBIT Per Revenue TTM 5.96 % 23.06 % 23.06 % 24.82 % 18.28 % 23.25 %
Cash Flow To Debt Ratio TTM -1.35 % 23.72 % 23.72 % 18.63 % 101.9 % 28.5 %
Receivables Turnover TTM 4.25 3.52 3.52 1.13 2.69 3.59
Payables Turnover TTM - - - 3.75 - -
Inventory Turnover TTM - - - - - -
Fixed Asset Turnover TTM 1722.07 % 1178.72 % 1178.72 % 1247.47 % 1005.18 % 821.32 %
Asset Turnover TTM 38.79 % 45.96 % 45.96 % 32.98 % 19.73 % 32.88 %
Operating Cash Flow Per Share TTM -0.34 10.45 10.45 15.22 4.52 18.49
Free Cash Flow Per Share TTM -0.94 9.91 9.91 14.09 4.12 16.17
Cash Per Share TTM 130.78 % 551.75 % 551.75 % 603.62 % 536.21 % 3262.5 %
Operating Cash Flow Sales Ratio TTM -1.58 % 18.85 % 18.85 % 19.29 % 8.44 % 18.28 %
Free Cash Flow Operating Cash Flow Ratio TTM 277.79 % 94.85 % 94.85 % 92.57 % 91.05 % 87.44 %
Cash Flow Coverage Ratios TTM -1.35 % 23.72 % 23.72 % 18.63 % 101.9 % 28.5 %
Price To Free Cash Flows Ratio TTM -21.7 18.79 18.79 24.04 58.17 20.96
Price To Operating Cash Flows Ratio TTM -57.76 17.71 17.71 22.26 53.69 18.37
Price Cash Flow Ratio TTM -57.76 17.71 17.71 22.26 53.69 18.37
Income Statement (TTM)
BWIN MRSH MMC AON AJG WTW
Revenue $1.38B $26.98B $26.98B $17.18B $13.94B $9.71B
Gross Profit $0.34B $11.4B $0B $8.2B $7.63B $4.08B
Gross Profit Ratio 25.01% 42.27% 0% 47.7% 54.75% 42.06%
EBITDA $0.16B $7.4B $0.91B $5.35B $3.66B $2.68B
Net Income $-0.02B $4.16B $4.23B $3.7B $1.49B $1.61B
EPS Diluted -0.39 8.43 8.43 17.02 5.75 16.26
Balance Sheet (MRQ)
BWIN MRSH MMC AON AJG WTW
Long Term Debt $1.47B $21.02B $21.02B $15.94B $13.13B $6.7B
Total Liabilities $2.53B $42.95B $42.95B $41.24B $47.32B $21.48B
Total Equity $1.01B $13.54B $13.54B $9.55B $23.35B $8.05B
Total Investments $0B $0.54B $0.54B $1.6B $0B $0B
Total Debt $1.64B $21.86B $21.86B $16.53B $14B $7.38B
Total Assets $3.53B $56.48B $56.48B $50.78B $70.67B $29.53B
Cash Flow Statement (TTM)
BWIN MRSH MMC AON AJG WTW
Net Income $-0.04B $4.23B $4.23B $3.75B $1.49B $1.61B
Inventory $0B $0B $0B $0B $0B $0B
Dividends Paid $-0B $-1.7B $-1.7B $-0.63B $0B $-0.36B
Operating Cash Flow $0.1B $5.29B $5.29B $3.48B $0B $1.78B
Capital Expenditure $-0.04B $-0.29B $-0.29B $-0.26B $0B $-0.23B
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ETFs With Exposure to BWIN
Ticker ETF Name Weight Percentage Price
IWM iShares Russell 2000 ETF 0.05289 265.02
VTI Vanguard Total Stock Market Index Fund 0.00273 340.96
SCHB Schwab U.S. Broad Market ETF 0.0024974 26.67
ITOT iShares Core S&P Total U.S. Stock Market ETF 0.00241 151.14
PHB Invesco Fundamental High Yield Corporate Bond ETF 0.120078 18.67
VB Vanguard Small Cap Index Fund 0.02371 277.35
SCHA Schwab U.S. Small-Cap ETF 0.0382364 30.89
KIE SPDR S&P Insurance ETF 1.83478 59.6
VFH Vanguard Financials Index Fund 0.01883 133.03
FNCL Fidelity MSCI Financials Index ETF 0.0280052 77.48
IWV iShares Russell 3000 ETF 0.00205 393.18
IWO iShares Russell 2000 Growth ETF 0.1024 339.48
VBK Vanguard Small Cap Growth Index Fund 0.05501 316.39
PRFZ Invesco FTSE RAFI US 1500 Small-Mid ETF 0.017 48.82
VXF Vanguard Extended Market Index Fund 0.02211 217.96
HDG ProShares Hedge Replication ETF 0.00692308 52.68
UWM ProShares Ultra Russell2000 0.0379662 53.95
VTHR Vanguard Russell 3000 Index Fund 0.00239 305.54
ONEQ Fidelity Nasdaq Composite Index ETF 0.01 90.54
FFTY Innovator IBD 50 ETF 3.15 36.43
DWAS Invesco DWA SmallCap Momentum ETF 0.343 102.4
TILT FlexShares Morningstar US Market Factors Tilt Index Fund 0.0002 256.981
URTY ProShares UltraPro Russell2000 0.0283675 64.84
FAD First Trust Multi Cap Growth AlphaDEX Fund 0.000001 168.49
FYC First Trust Small Cap Growth AlphaDEX Fund 0.000001 100.914
FYX First Trust Small Cap Core AlphaDEX Fund 0.000001 124.663
GSSC Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF 0.03 80.07
JHSC John Hancock Multifactor Small Cap ETF 0.13 46.22
ISCB iShares Morningstar Small-Cap ETF 0.02753 69.715
ISCG iShares Morningstar Small-Cap Growth ETF 0.05471 58.78
NUSC Nuveen ESG Small-Cap ETF 0.265277 48.31
OMFS Invesco Russell 2000 Dynamic Multifactor ETF 0.091 48.52
PFI Invesco DWA Financial Momentum ETF 1.117 58.755
PSC Principal U.S. Small-Cap Multi-Factor ETF 0.00355591 61.03
SMMD iShares Russell 2500 ETF 0.02 80.99
VFMO Vanguard U.S. Momentum Factor ETF 0.036 205.86
VTWG Vanguard Russell 2000 Growth Index Fund 0.11206 248.074
VTWO Vanguard Russell 2000 Index Fund 0.05784 107.1
XAW.TO iShares Core MSCI All Country World ex Canada Index ETF 0 52.91
XUU.TO iShares Core S&P U.S. Total Market Index ETF 0 69.25
XUH.TO iShares Core S&P U.S. Total Market Index ETF (CAD-Hedged) 0 55.62
XTR.TO iShares Diversified Monthly Income ETF 0 11.95
XSU.TO iShares U.S. Small Cap Index ETF (CAD-Hedged) 0.05 50.14
PZW.TO Invesco FTSE RAFI Global Small-Mid ETF 0.0085 42.99
VXC.TO Vanguard FTSE Global All Cap ex Canada Index ETF 0.00154 76.24
VUN.TO Vanguard U.S. Total Market Index ETF 0.00273 126.63
VUS.TO Vanguard U.S. Total Market Index ETF (CAD-hedged) 0.00269 118.21
VITNX Vanguard Institutional Total Stock Market Index Fund Institutional Shares 0.0026 114.86
VITPX Vanguard Institutional Total Stock Market Index Fund Institutional Plus Shares 0.0026 114.84
VQNPX Vanguard Growth and Income Fund 0.00034 67.64
VGIAX Vanguard Quantitative Funds - Vanguard Growth and Income Fund 0.00034 110.36
VBAIX Vanguard Balanced Index Fund Institutional Shares 0.00164 52.46
VBIAX Vanguard Balanced Index Fund Admiral Shares 0.00164 52.45
VBINX Vanguard Balanced Index Fund Investor Shares 0.00164 52.45
ESML iShares ESG Aware MSCI USA Small-Cap ETF 0.04639 50
RYLD Global X Russell 2000 Covered Call ETF 0.02 15.68
VGRO.TO Vanguard Growth ETF Portfolio 0.001 44.01
BKSE BNY Mellon US Small Cap Core Equity ETF 0.14 121.6
EAOK iShares ESG Aware Conservative Allocation ETF 0 27.84
EAOM iShares ESG Aware Moderate Allocation ETF 0 30.555
EAOA iShares ESG Aware Aggressive Allocation ETF 0 42.295
EAOR iShares ESG Aware Growth Allocation ETF 0 36.135
XBAL.TO iShares Core Balanced ETF Portfolio 0 34.09
XCNS.TO iShares Core Conservative Balanced ETF Portfolio 0 25.7
XEQT.TO iShares Core Equity ETF Portfolio 0 41.16
XGRO.TO iShares Core Growth ETF Portfolio 0 35.795
XINC.TO iShares Core Income Balanced ETF Portfolio 0 21.365
VEQT.TO Vanguard All-Equity ETF Portfolio 0.00122 55.34
VBAL.TO Vanguard Balanced ETF Portfolio 0.00075 37.61
VCNS.TO Vanguard Conservative ETF Portfolio 0.0005 31.94
VCIP.TO Vanguard Conservative Income ETF Portfolio 0.00026 27.22
VRIF.TO Vanguard Retirement Income ETF Portfolio 0.00023 26.82
DFAU Dimensional US Core Equity Market ETF 0.001976 47.92
IHYF Invesco High Yield Bond Factor ETF 0.386563 22.6997
DFUS Dimensional U.S. Equity ETF 0.00263825 75.35
DFAS Dimensional U.S. Small Cap ETF 0.0350932 76.26
DFAC Dimensional U.S. Core Equity 2 ETF 0.0042085 41.29
VTSAX Vanguard Total Stock Market Index Fund 0.00273 166.03
VFAIX Vanguard Financials Index Fund 0.01883 66.69
MMSC First Trust Multi-Manager Small Cap Opportunities ETF 0.44 25.4
CUS1.L iShares VII PLC - iShares MSCI USA Small Cap UCITS ETF USD (Acc) 0.0508 46630
DHYA.L iShares $ High Yield Corp Bond ESG UCITS ETF USD (Acc) 0.08121 6.556
HYUS.L iShares Broad $ High Yield Corp Bond UCITS ETF 0.05246 4.7475
R2US.L SPDR Russell 2000 US Small Cap UCITS ETF 0.07449 77.26
WDSC.L SPDR MSCI World Small Cap UCITS ETF 0.027064 137.745
WSML.L iShares MSCI World Small Cap UCITS ETF 0.01682 9.746
VSCIX Vanguard Small-Cap Index Fund Institutional Shares 0.02371 132.91
VIEIX Vanguard Extended Market Index Fund Institutional Shares 0.02211 165.43
VITSX Vanguard Total Stock Market Index Fund 0.00273 166.06
XHYF BondBloxx US High Yield Financial & REIT Sector ETF 0.31 37.7
EWSA.AS iShares MSCI World Small Cap ESG Enhanced UCITS ETF 0.01764 6.5263
USSC.L SPDR MSCI USA Small Cap Value Weighted UCITS ETF 0.014698 85.81
AGED.L iShares Ageing Population UCITS ETF 0.13647 9.785
XRS2.F Xtrackers Russell 2000 UCITS ETF 0.074597 318.35
DHYD.AS iShares $ High Yield Corp Bond ESG UCITS ETF 0.08121 4.6589
NAESX Vanguard Small Cap Index Fund 0.02371 132.89
STXK Ea Series Trust - Strive 2000 ETF 0.07 35.925
BRLN BlackRock Floating Rate Loan ETF 0.14585 50.95
DFSU Dimensional US Sustainability Core 1 ETF 0.00163141 44.295
AGES.L iShares Ageing Population UCITS ETF 0.13647 719
XB BondBloxx B Rated USD High Yield Corporate Bond ETF 0.13 39.52
IUSN.DE iShares MSCI World Small Cap UCITS ETF 0.01682 8.261
SWTSX Schwab Total Stock Market Index Fd Select Shs a Series of Schwab Capit 0.00405426 16.66
VEXAX Vanguard Extended Market Index Fd Admiral Shs 0.02211 165.44
DHYG.L iShares $ High Yield Corp Bond ESG UCITS ETF GBP Hedged Dist 0.08121 4.3195
VSGAX Vanguard Small-Cap Growth Index Fd Admiral 0.05501 111.32
CUSS.L iShares VII PLC - iShares MSCI USA Small Cap ESG Enhanced UCITS ETF USD (Acc) 0.0508 635.3
WOSC.L SPDR MSCI World Small Cap UCITS ETF 0.027064 101.43
SXRG.DE iShares VII PLC - iShares MSCI USA Small Cap ESG Enhanced UCITS ETF USD (Acc) 0.0508 537.4
XRSG.L Xtrackers (IE) Public Limited Company - Xtrackers Russell 2000 UCITS ETF 0.074597 28778.5
BBSC JPMorgan BetaBuilders U.S. Small Cap Equity ETF 0.09 79.93
XRSU.L Xtrackers (IE) Public Limited Company - Xtrackers Russell 2000 UCITS ETF 0.074597 391.64
ZPRR.DE SPDR Russell 2000 US Small Cap UCITS ETF 0.07449 65.39
ZPRS.DE SPDR MSCI World Small Cap UCITS ETF 0.027064 116.9
ZPRV.DE SPDR MSCI USA Small Cap Value Weighted UCITS ETF 0.014698 72.68
2B77.DE iShares Ageing Population UCITS ETF 0.13647 8.283
WSCR.L UBS (IRL) ETF PLC 0.09657 865.1
R2SC.L SPDR Russell 2000 US Small Cap UCITS ETF 0.07449 56.72
WLDS.L iShares MSCI World Small Cap UCITS ETF 0.01682 7.163
VSMAX Vanguard Small Cap Index Fd Admiral Shs 0.02371 132.91
XRS2.DE Xtrackers Russell 2000 UCITS ETF 0.074597 334.4
USFM.L UBS (Irl) ETF plc - MSCI USA Select Factor Mix UCITS ETF (USD) A-dis 0.00614 2956.5
SWSSX Schwab Small-Cap Index Fund-Select Shares 0.0782017 42.86
USUE.DE UBS (Irl) ETF plc - MSCI USA Select Factor Mix UCITS ETF (USD) A-acc 0.00614 38.26
JKK iShares Morningstar Small-Cap Growth ETF 0.05471 307.42
JKJ iShares Morningstar Small-Cap ETF 0.02753 231.193
BBHY JPMorgan BetaBuilders USD High Yield Corporate Bond ETF 0.05 46.55
UEEF.DE iShares $ High Yield Corp Bond ESG UCITS ETF EUR Hedged (Acc) 0.08121 5.75
CBUG.DE iShares MSCI World Small Cap ESG Enhanced UCITS ETF 0.01764 5.532
DHYE.AS iShares $ High Yield Corp Bond ESG UCITS ETF USD (Acc) 0.08121 5.5533
HYSD.L iShares Broad $ High Yield Corp Bond UCITS ETF 0.05246 4.94075
VMNFX Vanguard Market Neutral Fund -0.48442 14.15
HAPS Harbor ETF Trust - Harbor Corporate Culture Small Cap ETF 0.363094 33.3077
FDFF Fidelity Covington Trust - Disruptive Fin ETF 1.41 34.045
VTS.AX Vanguard US Total Market Shares Index ETF 0.00273 479.23
VISM.AX Vanguard MSCI International Small Companies Index ETF 0.01703 74.02
DCOR Dimensional ETF Trust 0.00133162 76.48
BSJV Invesco BulletShares 2031 High Yield Corporate Bond ETF 0.436986 26.7211
VEMPX Vanguard Extended Market Index InstlPlus 0.02211 408.25
ITDG iShares Trust 0 38.925
ITDI iShares Trust 0 39.145
ITDH iShares Trust 0 39.1468
ITDF iShares Trust 0 38.625
ITDC iShares Trust 0 34.92
ITDB iShares Trust 0 33.65
ITDD Integrated Data Corp. 0 36.355
ITDE iShares Trust 0 37.51
CSUSS.MI iShares VII PLC - iShares MSCI USA Small Cap ESG Enhanced UCITS ETF USD (Acc) 0.0508 537.13
HYUS.SW iShares Broad $ High Yield Corp Bond UCITS ETF 0.05246 4.7403
DHYC.SW iShares $ High Yield Corp Bond ESG UCITS ETF 0.08121 5.0266
USFMDN.MX UBS (Irl) ETF Public Limited Company - MSCI USA Select Factor Mix UCITS ETF 0.00614 382
VSMPX Vanguard Total Stock Mkt Idx Instl Pls 0.00273 311.51
VSGIX Vanguard Small Cap Growth Index I 0.05501 89.15
RSSL Global X Funds 0.05 103.93
RFLR Innovator ETFs Trust 0.05 29.89
ITDJ iShares Trust 0 30.4135
WSML iShares MSCI World Small-Cap ETF 0.01779 33.0334
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