Manulife's 25% leverage ratio gives co. flexibility to deploy capital, priority is on organic investments - conf. call

Manulife has delivered c$700 million of targeted c$1 billion of expense efficiencies by 2020 - ceo.manulife has seen 1,900 employee departures through restructuring initiatives - ceo.manulife's 25% leverage ratio gives co. flexibility to deploy capital, priority is on organic investments - cfo.manulife's u.s. sales growth driven by vitality product, which represented 45% of total 2019 u.s. sales - conf call.
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