Mastercard Incorporated Q4 Preview by RBC Capital

Mastercard (NYSE:MA) is a global technology company in the payments industry. It connects consumers, financial institutions, merchants, governments, and businesses worldwide, enabling electronic payments. Mastercard competes with other major players like Visa and American Express. On June 6, 2025, Jefferies upgraded Mastercard's stock to a "Buy" rating, with the stock priced at $589.98 at the time.

In a recent trading session, Mastercard's stock closed at $585.44, marking a 0.22% increase from the previous day. This positive movement outpaced the S&P 500's daily loss of 0.53%, as well as declines in the Dow and Nasdaq, which fell by 0.26% and 0.83% respectively. Mastercard's performance indicates resilience in a challenging market environment.

Over the past month, Mastercard's shares have risen by 3.14%, outperforming the Business Services sector's loss of 0.45%. However, it trails behind the S&P 500's gain of 5.17%. This growth reflects investor confidence in Mastercard's ability to navigate market fluctuations and maintain a competitive edge.

The investment community is closely watching Mastercard's upcoming earnings performance. The company's projected earnings per share (EPS) is expected to be $4.05, a 12.81% increase from the same quarter last year. Additionally, the Zacks Consensus Estimate anticipates net sales of $7.95 billion, representing a 14.16% rise from the previous year. These figures suggest strong financial health and growth potential.

Currently, Mastercard's stock price is $590.12, reflecting an increase of approximately 0.80% or $4.68. The stock has fluctuated between a low of $586.04 and a high of $590.91 during the trading day. With a market capitalization of approximately $531.85 billion, Mastercard remains a significant player in the payments industry.

• Barclays upgraded its rating for MasterCard (NYSE:MA) to "Overweight" and increased the price target from $576 to $595.
• MasterCard's recent closing price was $509.02, showing a 0.81% increase and indicating strong market performance.
• The stock has shown volatility with a yearly high of $537.70 and a low of $425.48, suggesting potential for growth.

MasterCard (NYSE:MA) is a global technology company in the payments industry. It connects consumers, financial institutions, merchants, governments, and businesses worldwide, enabling electronic payments. MasterCard competes with other major players like Visa and American Express. The company is known for its innovative payment solutions and strong market presence.

On January 14, 2025, Barclays updated its rating for MasterCard (NYSE:MA) to "Overweight," maintaining its previous grade. At that time, the stock was priced at $511.40. Barclays also raised the price target for MasterCard from $576 to $595, indicating confidence in the company's future performance.

Recently, MasterCard closed at $509.02, marking an increase of 0.81% from its previous closing price. This positive movement suggests a strong performance by MasterCard in the stock market, as highlighted by Zacks Investment Research. The stock's fluctuation between a low of $504.21 and a high of $509.37 during the trading day shows its dynamic nature.

Over the past year, MasterCard's stock has reached a high of $537.70 and a low of $425.48. This range reflects the stock's volatility and potential for growth. With a market capitalization of approximately $463.6 billion, MasterCard remains a significant player in the financial sector.

The trading volume for MasterCard was 1,785,988 shares, indicating active investor interest. This level of trading activity can impact the stock's price and reflects the market's perception of MasterCard's value.

• Barclays upgraded its rating for MasterCard (NYSE:MA) to "Overweight" and increased the price target from $576 to $595.
• MasterCard's recent closing price was $509.02, showing a 0.81% increase and indicating strong market performance.
• The stock has shown volatility with a yearly high of $537.70 and a low of $425.48, suggesting potential for growth.

MasterCard (NYSE:MA) is a global technology company in the payments industry. It connects consumers, financial institutions, merchants, governments, and businesses worldwide, enabling electronic payments. MasterCard competes with other major players like Visa and American Express. The company is known for its innovative payment solutions and strong market presence.

On January 14, 2025, Barclays updated its rating for MasterCard (NYSE:MA) to "Overweight," maintaining its previous grade. At that time, the stock was priced at $511.40. Barclays also raised the price target for MasterCard from $576 to $595, indicating confidence in the company's future performance.

Recently, MasterCard closed at $509.02, marking an increase of 0.81% from its previous closing price. This positive movement suggests a strong performance by MasterCard in the stock market, as highlighted by Zacks Investment Research. The stock's fluctuation between a low of $504.21 and a high of $509.37 during the trading day shows its dynamic nature.

Over the past year, MasterCard's stock has reached a high of $537.70 and a low of $425.48. This range reflects the stock's volatility and potential for growth. With a market capitalization of approximately $463.6 billion, MasterCard remains a significant player in the financial sector.

The trading volume for MasterCard was 1,785,988 shares, indicating active investor interest. This level of trading activity can impact the stock's price and reflects the market's perception of MasterCard's value.

Mastercard (NYSE:MA) is a global leader in the payments industry, providing a wide range of financial services and solutions. The company facilitates electronic payments and offers value-added services to consumers, businesses, and governments worldwide. Mastercard competes with other major players like Visa and American Express in the financial services sector.

On October 31, 2024, Mastercard is set to release its quarterly earnings. Analysts expect an earnings per share (EPS) of $3.73 and revenue of approximately $7.27 billion. These projections reflect the company's strong performance, driven by increasing cross-border and domestic transaction volumes. The growing demand for Mastercard's value-added solutions also contributes to its positive financial outlook.

Mastercard's financial metrics provide insights into its market valuation and operational efficiency. The company has a price-to-earnings (P/E) ratio of 38.37, indicating how much investors are willing to pay for each dollar of earnings. Its price-to-sales ratio is 17.59, reflecting the market's valuation of its revenue. These figures suggest that investors have high expectations for Mastercard's future growth.

The company's enterprise value to sales ratio is 17.91, and its enterprise value to operating cash flow ratio is 38.60. These ratios help assess Mastercard's overall value and cash flow generation. Additionally, the earnings yield of 2.61% indicates the return on investment for shareholders. Mastercard's debt-to-equity ratio of 2.10 suggests a higher level of debt compared to equity, while a current ratio of 1.14 shows its ability to cover short-term liabilities with short-term assets.

Mastercard (NYSE:MA) is a global leader in the payments industry, providing a wide range of financial services and solutions. The company facilitates electronic payments and offers value-added services to consumers, businesses, and governments worldwide. Mastercard competes with other major players like Visa and American Express in the financial services sector.

On October 31, 2024, Mastercard is set to release its quarterly earnings. Analysts expect an earnings per share (EPS) of $3.73 and revenue of approximately $7.27 billion. These projections reflect the company's strong performance, driven by increasing cross-border and domestic transaction volumes. The growing demand for Mastercard's value-added solutions also contributes to its positive financial outlook.

Mastercard's financial metrics provide insights into its market valuation and operational efficiency. The company has a price-to-earnings (P/E) ratio of 38.37, indicating how much investors are willing to pay for each dollar of earnings. Its price-to-sales ratio is 17.59, reflecting the market's valuation of its revenue. These figures suggest that investors have high expectations for Mastercard's future growth.

The company's enterprise value to sales ratio is 17.91, and its enterprise value to operating cash flow ratio is 38.60. These ratios help assess Mastercard's overall value and cash flow generation. Additionally, the earnings yield of 2.61% indicates the return on investment for shareholders. Mastercard's debt-to-equity ratio of 2.10 suggests a higher level of debt compared to equity, while a current ratio of 1.14 shows its ability to cover short-term liabilities with short-term assets.

• MasterCard (NYSE:MA) receives a new price target of $515 from KeyBanc, indicating a potential upside of 4.65%.
• MasterCard announces the acquisition of global threat intelligence company Recorded Future for $2.65 billion, aiming to enhance its cybersecurity infrastructure.
• The acquisition of Recorded Future is a strategic move to bolster security within the digital economy, especially in the payments ecosystem, amidst a $9.2 trillion global cybercrime issue.

On September 12, 2024, Alex Markgraff from KeyBanc set a price target of $515 for MasterCard (NYSE:MA), indicating a potential upside of approximately 4.65% from its price at the time, which was $492.11. This analysis was accompanied by an Overweight rating, as detailed in a report available on StreetInsider. MasterCard, a leading global payments & technology company, plays a crucial role in processing transactions between the merchants' banks and the card-issuing banks or credit unions of the purchasers. This setting of a new price target comes at a time when MasterCard is making significant strides in enhancing its cybersecurity infrastructure through strategic acquisitions. MasterCard has announced its acquisition of the global threat intelligence company Recorded Future for $2.65 billion, a move aimed at enhancing its cybersecurity infrastructure.

The purchase from private equity firm Insight Partners reflects MasterCard's commitment to bolstering the security of the digital economy, extending beyond the payments ecosystem. This acquisition, expected to close in the first quarter of the next year, underscores the increasing importance of a comprehensive and global cyber defense strategy. Both MasterCard and Recorded Future leverage artificial intelligence (AI) to sift through vast amounts of data in search of potential cyber threats, highlighting the growing role of AI in cybersecurity. The acquisition of Recorded Future, recognized as the world's largest threat intelligence firm, is a strategic move by MasterCard to enhance the security measures within the digital economy, particularly in the payments ecosystem.

This comes at a critical time when cybercrime has escalated to a staggering $9.2 trillion global issue. Craig Vosburg, MasterCard's Chief Services Officer, emphasized the importance of trust in the digital economy, stating that Recorded Future will significantly contribute to delivering peace of mind to customers before, during, and after payment transactions. Recorded Future is known for its comprehensive analysis of a wide array of data sources, offering insights into potential threats and enabling customers to take preemptive actions against cyber risks. This acquisition underscores MasterCard's commitment to bolstering cyber protections in an era where digital transactions are increasingly prevalent.

The deal, valued at $2.65 billion, marks a substantial investment in the technology to detect potentially compromised credit cards, underscoring MasterCard's commitment to leveraging advanced AI technologies to bolster its security measures and protect its customers. MasterCard's stock price increase by $3.93, a change of approximately 0.805%, to close at $492.11 on the day of the announcement, reflects the market's positive reception to both the acquisition and the financial outlook provided by analysts. The trading session witnessed the stock fluctuating between a low of $483.15 and reaching a high of $492.88, which also marks its highest point in the year. With a market capitalization standing at approximately $451.12 billion, MasterCard's strategic moves, including the acquisition of Recorded Future, are pivotal in maintaining its competitive edge in the global payments industry.

• MasterCard (NYSE:MA) receives a new price target of $515 from KeyBanc, indicating a potential upside of 4.65%.
• MasterCard announces the acquisition of global threat intelligence company Recorded Future for $2.65 billion, aiming to enhance its cybersecurity infrastructure.
• The acquisition of Recorded Future is a strategic move to bolster security within the digital economy, especially in the payments ecosystem, amidst a $9.2 trillion global cybercrime issue.

On September 12, 2024, Alex Markgraff from KeyBanc set a price target of $515 for MasterCard (NYSE:MA), indicating a potential upside of approximately 4.65% from its price at the time, which was $492.11. This analysis was accompanied by an Overweight rating, as detailed in a report available on StreetInsider. MasterCard, a leading global payments & technology company, plays a crucial role in processing transactions between the merchants' banks and the card-issuing banks or credit unions of the purchasers. This setting of a new price target comes at a time when MasterCard is making significant strides in enhancing its cybersecurity infrastructure through strategic acquisitions. MasterCard has announced its acquisition of the global threat intelligence company Recorded Future for $2.65 billion, a move aimed at enhancing its cybersecurity infrastructure.

The purchase from private equity firm Insight Partners reflects MasterCard's commitment to bolstering the security of the digital economy, extending beyond the payments ecosystem. This acquisition, expected to close in the first quarter of the next year, underscores the increasing importance of a comprehensive and global cyber defense strategy. Both MasterCard and Recorded Future leverage artificial intelligence (AI) to sift through vast amounts of data in search of potential cyber threats, highlighting the growing role of AI in cybersecurity. The acquisition of Recorded Future, recognized as the world's largest threat intelligence firm, is a strategic move by MasterCard to enhance the security measures within the digital economy, particularly in the payments ecosystem.

This comes at a critical time when cybercrime has escalated to a staggering $9.2 trillion global issue. Craig Vosburg, MasterCard's Chief Services Officer, emphasized the importance of trust in the digital economy, stating that Recorded Future will significantly contribute to delivering peace of mind to customers before, during, and after payment transactions. Recorded Future is known for its comprehensive analysis of a wide array of data sources, offering insights into potential threats and enabling customers to take preemptive actions against cyber risks. This acquisition underscores MasterCard's commitment to bolstering cyber protections in an era where digital transactions are increasingly prevalent.

The deal, valued at $2.65 billion, marks a substantial investment in the technology to detect potentially compromised credit cards, underscoring MasterCard's commitment to leveraging advanced AI technologies to bolster its security measures and protect its customers. MasterCard's stock price increase by $3.93, a change of approximately 0.805%, to close at $492.11 on the day of the announcement, reflects the market's positive reception to both the acquisition and the financial outlook provided by analysts. The trading session witnessed the stock fluctuating between a low of $483.15 and reaching a high of $492.88, which also marks its highest point in the year. With a market capitalization standing at approximately $451.12 billion, MasterCard's strategic moves, including the acquisition of Recorded Future, are pivotal in maintaining its competitive edge in the global payments industry.