Equifax and qlarifi partner to study impact of buy now, pay later on credit risk and fraud

Atlanta and london , july 28, 2025 /prnewswire/ --  equifax ® (nyse: efx) a global data, analytics and technology company, and qlarifi , the first real-time consumer credit database purpose built for buy now, pay later lending, are partnering to conduct a joint study on the impact of bnpl reporting on credit risk assessments and fraud prevention. according to a recent survey , more than 50% of u.s. consumers currently use bnpl for payment and 35% are planning on increasing their use in 2025.
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