Equifax national market pulse data shows u.s. consumers continuing to spend, avoiding delinquency

Second quarter 2025 consumer credit trends indicate bank card delinquencies continuing downward trend atlanta , july 30, 2025 /prnewswire/ -- equifax ® (nyse: efx) has released its market pulse second quarter u.s. consumer credit trends , which includes u.s. national consumer credit data and trends through june 2025 sourced from equifax data. according to equifax, delinquency on total u.s. consumer debt was 1.5% in june, steady from 1.5% in may and april, marking a 0.2% increase from the end of the first quarter of 2025.
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