Amerant Bancorp Inc. (NASDAQ: AMTB) Earnings Report Summary
- Earnings Per Share (EPS) of $0.39 missed the estimated $0.53, indicating a -29.09% earnings surprise.
- Revenue of $111.4 million surpassed the estimated $110.2 million, showing year-over-year growth.
- Financial Ratios highlight a high P/E ratio of 178.05 and a low current ratio of 0.22, suggesting potential liquidity challenges.
Amerant Bancorp Inc. (NASDAQ: AMTB) is a financial institution that provides a range of banking services. On October 28, 2025, AMTB reported its earnings before the market opened. The company announced an earnings per share (EPS) of $0.39, which fell short of the estimated $0.53. However, AMTB's actual revenue was $111.4 million, surpassing the estimated $110.2 million.
AMTB's reported EPS of $0.39 was below the Zacks Consensus Estimate of $0.55, resulting in a significant earnings surprise of -29.09%. Despite this, the company showed improvement from the same quarter last year, where it had earnings of $0.27 per share. This indicates a year-over-year growth in earnings, even though it missed the current quarter's expectations.
The company's revenue for the quarter ended September 2025 was $111.44 million, slightly exceeding the Zacks Consensus Estimate by 0.87%. This revenue also marked an increase from the previous year's $101.8 million, demonstrating consistent growth in its revenue streams. Over the past four quarters, AMTB has consistently surpassed consensus revenue estimates, highlighting its ability to generate sales.
AMTB reported a net income of $14.8 million, translating to $0.35 per diluted share, which is a decrease from the second quarter of 2025, where the net income was $23 million, or $0.55 per diluted share. This decline is attributed to higher than expected provisions for credit losses, despite maintaining strong pre-provision net revenue.
The company's financial ratios provide further insight into its performance. With a price-to-earnings (P/E) ratio of approximately 178.05, investors are paying $178.05 for every dollar of earnings. The price-to-sales ratio is about 1.11, indicating the market value is slightly above its sales revenue. The debt-to-equity ratio of approximately 1.05 shows a balanced mix of debt and equity financing. However, a current ratio of around 0.22 suggests potential challenges in covering short-term liabilities with current assets.
| Symbol | Price | %chg |
|---|---|---|
| BBCA.JK | 8525 | 0 |
| BBRI.JK | 3980 | 0 |
| BMRI.JK | 4720 | 0 |
| BNLI.JK | 5275 | 0 |
Amerant Bancorp Inc. (NYSE: AMTB) Price Target and Earnings Reschedule
- Piper Sandler sets a price target of $26 for AMTB, indicating a potential increase of approximately 46.81% from its current price.
- The rescheduling of the third quarter 2025 earnings release to October 28, 2025, may impact investor sentiment.
- AMTB's current stock price is $17.71, with a yearly fluctuation between $26.24 and $16.21, highlighting its market sensitivity.
Amerant Bancorp Inc. (NYSE: AMTB) is a financial institution that provides a range of banking services. It operates primarily in the United States, offering personal and commercial banking products. The company competes with other regional banks in the financial sector. On October 22, 2025, Piper Sandler set a price target of $26 for AMTB, suggesting a potential price increase of approximately 46.81% from its current price of $17.71.
The announcement of a rescheduled third quarter 2025 earnings release and investor conference call by Amerant Bancorp is noteworthy. Originally planned for October 23, 2025, the event will now take place on October 28, 2025. This change allows the company to complete its customary review process and quarter-end closing procedures. The rescheduling might impact investor sentiment, as they await the finalized earnings results.
Currently, AMTB's stock is priced at $17.71, reflecting a decrease of 3.44% or $0.63. The stock has shown volatility, with a daily range between $17.39 and $18.71. Over the past year, AMTB has experienced a high of $26.24 and a low of $16.21. This fluctuation indicates the stock's sensitivity to market conditions and company announcements.
Amerant Bancorp's market capitalization is approximately $739 million, with a trading volume of 631,541 shares on the NASDAQ exchange. The company's decision to declare a dividend, with further details to be released alongside the earnings results, may influence investor interest. Dividends can be an attractive feature for investors seeking income from their investments.
Investors can access the earnings results on Business Wire, as highlighted by the company. This platform will provide detailed insights into Amerant Bancorp's financial performance for the third quarter of 2025. The upcoming earnings release and dividend announcement are key events that could impact AMTB's stock price and investor sentiment.
Amerant Bancorp Inc. (NASDAQ:AMTB) Director Increases Stake Following Q2 Earnings Call
- KOPNISKY JACK L, a director at Amerant Bancorp Inc. (NASDAQ:AMTB), purchased 5,000 shares of Class A Common Stock, signaling confidence in the company's future.
- The purchase followed Amerant's Q2 2025 earnings call, highlighting the company's financial performance and strategic plans.
- Amerant's financial metrics, including a P/E ratio of 229.32 and a price-to-sales ratio of 2.02, suggest a high valuation and investor confidence in its revenue generation capabilities.
Amerant Bancorp Inc. (NASDAQ:AMTB) is a financial institution that provides a range of banking services. On July 28, 2025, KOPNISKY JACK L, a director of AMTB, purchased 5,000 shares of Class A Common Stock at $20.21 each. This transaction increased his total holdings to 5,000 shares, as detailed in the SEC filing.
The purchase by KOPNISKY JACK L comes shortly after Amerant's Q2 2025 earnings call on July 24, 2025. The call featured key figures like Laura Rossi, Gerald Plush, and Sharymar Yepez, who discussed the company's financial performance and strategic plans. Analysts from firms such as Stephens Inc. and Piper Sandler & Co. also participated, highlighting the importance of the event.
Amerant's financial metrics reveal a high valuation, with a price-to-earnings (P/E) ratio of 229.32. This suggests that investors are paying a premium for the company's earnings. The price-to-sales ratio of 2.02 indicates that investors are willing to pay $2.02 for every dollar of sales, reflecting confidence in the company's revenue generation.
The enterprise value to sales ratio of 0.50 and the enterprise value to operating cash flow ratio of 2.03 provide insight into the company's valuation relative to its sales and cash flow. These metrics suggest that Amerant is efficiently utilizing its resources to generate sales and cash flow, which may be attractive to investors.
Despite the high P/E ratio, the earnings yield of 0.44% indicates the earnings generated per dollar invested in AMTB's stock. This yield, while modest, reflects the company's ability to generate returns for its shareholders, which may have influenced KOPNISKY JACK L's decision to increase his stake in the company.
