OZK Latest Quarter's Earnings
Announce Date 01/20/2026
EPS Normalized Actual $1.53 (Miss by $-0.03)
EPS GAAP Actual $1.53 (Miss by $-0.03)
Revenue Actual $0.704611B
Revenue Surprise Beat by $704.611M
Upcoming Quarter's Earnings
Announce Date 03/30/2026 (Pre-Market)
EPS Normalized Estimate $1.51
EPS GAAP Estimate $1.51
Revenue Estimate $0.4184B
Annual EPS Estimate
Fiscal Period Ending EPS Estimate Forward PE Low High # of Analysts
Dec 2028 7.14628 6.93 7.03786 7.29893 5
Dec 2027 6.71177 7.38 6.50508 6.8311 1
Quarterly EPS History
Period EPS Beat / Miss Revenue YoY Beat / Miss
FQ4 2025 (Dec 2025) 1.54 -0.07165 0.704611B 41.48% 266.34M
FQ3 2025 (Sep 2025) 1.6 0.05614 0.401622B -78.19% -26.81M
FQ2 2025 (Jun 2025) 1.59 0.10445 0.699633B 0.43% 291.76M
FQ1 2025 (Mar 2025) 1.48 0.0032099999999999 0.670462B 0.65% 247.64M
FQ4 2024 (Dec 2024) 1.6 1.6 0.41234B -55.82% 412.34M
FQ3 2024 (Sep 2024) 1.56 1.56 0.715657B 45.53% 715.66M
FQ2 2024 (Jun 2024) 1.56 1.56 0.696618B 44.5% 696.62M
FQ1 2024 (Mar 2024) 1.51 1.51 0.666137B 44.44% 666.14M
Quarterly Estimates Summary

FQ4 Announce Date

03/30/2026 (Pre-Market)

Consensus EPS Estimates

1.51

Consensus Revenue Estimates

0.4184B

Consensus EPS Estimates
Fiscal Period Ending EPS Estimate YoY Growth(%) Low High # of Analysts
FQ4 2027 (Dec 2027) 1.89 -- 1.85801 1.93015 2
FQ3 2027 (Sep 2027) 1.78 -- 1.74987 1.81781 2
FQ2 2027 (Jun 2027) 1.67 -- 1.64173 1.70548 2
FQ1 2027 (Mar 2027) 1.6 -- 1.57292 1.63399 2
FQ4 2026 (Dec 2026) 1.62 4.94 1.56154 1.68689 4
FQ3 2026 (Sep 2026) 1.58 -1.27 1.52299 1.64524 3
FQ2 2026 (Jun 2026) 1.54 -3.25 1.48443 1.60359 4
FQ1 2026 (Mar 2026) 1.51 1.99 1.45551 1.57235 3
Consensus Revenue Estimates
Fiscal Period Ending Revenue Estimate YoY Growth(%) Low High # of Analysts
FQ4 2027 (Dec 2027) 1.23B -- 1.21B 1.25B 2
FQ3 2027 (Sep 2027) 1.16B -- 1.14B 1.18B 2
FQ2 2027 (Jun 2027) 1.09B -- 1.08B 1.11B 2
FQ1 2027 (Mar 2027) 1.03B -- 1.02B 1.05B 2
FQ4 2026 (Dec 2026) 0.45B -55.99 0.44B 0.47B 3
FQ3 2026 (Sep 2026) 0.44B 9.11 0.43B 0.46B 3
FQ2 2026 (Jun 2026) 0.43B -63.73 0.42B 0.44B 3
FQ1 2026 (Mar 2026) 0.42B -60.24 0.41B 0.43B 3
Quarterly Estimates Revisions

EPS # of Up Revisions

4

EPS # of Down Revisions

4

Revenue # of Up Revisions

6

Revenue # of Down Revisions

3

Consensus EPS Revision Trend
Fiscal Period Ending EPS Estimate YoY Growth Low High # of Analysts
FQ4 2021 (Dec 2021) 0.41 -12.52% 0.39 0.48 20
FQ1 2022 (Mar 2022) 0.59 6.89% 0.55 0.62 15
FQ2 2022 (Jun 2022) 0.70 2.62% 0.61 0.74 15
FQ3 2022 (Sep 2022) 0.68 4.62% 0.65 0.70 15
Consensus Revenue Revision Trend
Fiscal Period Ending EPS Estimate YoY Growth Low High # of Analysts
FQ4 2021 (Dec 2021) 0.41 -12.52% 0.39 0.48 20
FQ1 2022 (Mar 2022) 0.59 6.89% 0.55 0.62 15
FQ2 2022 (Jun 2022) 0.70 2.62% 0.61 0.74 15
FQ3 2022 (Sep 2022) 0.68 4.62% 0.65 0.70 15
Earnings Surprise Summary

EPS # of Beats

7

EPS # of Misses

1

EPS # of in-lines

0

Revenue # of Beats

7

Revenue # of Misses

1

Revenue # of in-lines

0

Earnings Surprise (EPS) - Actual vs Consensus
Earnings Date EPS Estimate EPS Actual Surprise Surprise %
FQ4 2025 (Dec 2025) 1.61165 1.54 -0.07165 -4.65%
FQ3 2025 (Sep 2025) 1.54386 1.6 0.05614 3.51%
FQ2 2025 (Jun 2025) 1.48555 1.59 0.10445 6.57%
FQ1 2025 (Mar 2025) 1.47679 1.48 0.0032099999999999 0.22%
FQ4 2024 (Dec 2024) 1.6 1.6 100%
FQ3 2024 (Sep 2024) 1.56 1.56 100%
FQ2 2024 (Jun 2024) 1.56 1.56 100%
FQ1 2024 (Mar 2024) 1.51 1.51 100%
Revenue Surprise - Actual vs Consensus
Earnings Date Revenue Estimate Revenue Actual Surprise Surprise %
FQ4 2025 (Dec 2025) $0.44B $0.7B $266.34M 37.8%
FQ3 2025 (Sep 2025) $0.43B $0.4B $-26.81M -6.68%
FQ2 2025 (Jun 2025) $0.41B $0.7B $291.76M 41.7%
FQ1 2025 (Mar 2025) $0.42B $0.67B $247.64M 36.94%
FQ4 2024 (Dec 2024) $0B $0.41B $412.34M 100%
FQ3 2024 (Sep 2024) $0B $0.72B $715.66M 100%
FQ2 2024 (Jun 2024) $0B $0.7B $696.62M 100%
FQ1 2024 (Mar 2024) $0B $0.67B $666.14M 100%
Unlock